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Credit Cards UOB Credit Cards v4

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one punch man
post Nov 30 2015, 04:43 PM

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QUOTE(victorywp @ Aug 2 2015, 01:45 PM)
2) UOB VOX Card - Monthly Fee: RM6.36 (VOX Visa Card)
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Click here for more information




  • 5% Cash Rebate on all online purchases with a minimum spend of RM50 in a single receipt/transaction
    - Capped at RM1,000 per month. Cash rebates will be credited into your VOX card account by the 30th of the following month and excludes insurance, government utilities & bill payments only
    » Click to show Spoiler - click again to hide... «




  • 0.3% Cash Rebate on all retail purchases



  • Monthly fee of RM 6 is waived with just 1 swipe a month




just found out about this good card today, very tempt to apply today to supplement my cimb cr plat & hl wise card, already maxed.
but got few questions hopefully sifu here can help answer

1. where is the monthly fee listed? couldnt find in VOX tnc, to waived the monthly fee can swipe any amount or min rm50?
let say i spend in a month only rm127 x 5% CashBack = rm6.35, will it be offset the monthly fee?

2. the CB capped rm50/month right? initially thought capped rm1000 month till i read the tnc it's rm1000 x 5%

3. listing above is only verified/tested CB place right? basically any online spend entitle for 5% local n int?

4. Listed utilities is excluded from CB but also listed and reading others comment, can get CB from online utlities payment? for all utilities i.e unifi, tnb, syabas, municipal, iwk? currently i pay my tnb,syabas at uobpayonline and unifi at m2u amex

5. lastly any promotional gift can get if apply now? see on the website nothing hehe

This post has been edited by one punch man: Nov 30 2015, 04:45 PM
one punch man
post Dec 1 2015, 05:00 PM

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Joined: May 2013
QUOTE(darkterror15 @ Dec 1 2015, 04:49 PM)
Got called by Prudential that has some collaboration with UOB. That girl keep mention about "credit shield" something like that and says no monthly premium to pay and it is already cover in ur balance. Benefit is if you are injure and unable to pay the bill Prudential will pay for you.

Anyone got this call? Sounds exactly like insurance to me. But she keep mention is without charges.. say will send a contract to my house and if not satisfy can cancel it.

So is it really no charges? because she keep mention alot of UOB users after listen to the policies will agree to it.. which i duno is BS-ing me or not doh.gif

Hate to receive call from insurance company. They always using same tactic.. talk extremely fast until u cant comprehend sometimes, always start from somewhere else and finally only bring the topic to sell u insurance, and always assune you are rich and have no insurance at all.. smh
*
telesell for Hong Leong, citibank and some other cards also always call me offer the credit shield thing.
obviously there is fee and not free. but dont remember how much
one punch man
post Dec 1 2015, 05:02 PM

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Junior Member
234 posts

Joined: May 2013
apply vox online thru uob website early this morning, till now no one call me sad.gif
they already filled up this year quota is it

This post has been edited by one punch man: Dec 1 2015, 05:02 PM
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