just found out about this good card today, very tempt to apply today to supplement my cimb cr plat & hl wise card, already maxed.
but got few questions hopefully sifu here can help answer

1. where is the monthly fee listed? couldnt find in VOX tnc, to waived the monthly fee can swipe any amount or min rm50?
let say i spend in a month only rm127 x 5% CashBack = rm6.35, will it be offset the monthly fee?

2. the CB capped rm50/month right? initially thought capped rm1000 month till i read the tnc it's rm1000 x 5%

3. listing above is only verified/tested CB place right? basically any online spend entitle for 5% local n int?

4. Listed utilities is excluded from CB but also listed and reading others comment, can get CB from online utlities payment? for all utilities i.e unifi, tnb, syabas, municipal, iwk? currently i pay my tnb,syabas at uobpayonline and unifi at m2u amex

5. lastly any promotional gift can get if apply now? see on the website nothing hehe

any terminal and any petrol station also can get 5% if you reload on weekends. but if you reload at bhp using uob cc terminal, you will get additional 2% on top of the 5%.

Retail also includes dining.
Apply for MACH for dining which I have never failed to get back my cash back every month for dining.
My VOX is only online transactions unless there are special promos if use UOB cards.

hi just want to ask regarding vox's rm6 administrative fee. it seems that i've been charged rm6 despite having used the card for that particular statement. just want to confirm if i will be charged first, then subsequently rebated?

i see. just called the CS. there's an error in my statement it seems. they will proceed to waive the charges. and according to the CS, we need to spend at least once within the statement month and is based on posting date, not transaction date.

which card are you holding? visa or master? they will only replace preferred platinum visa to privi miles visa.

so maybe the best way to be successful in getting credit cards, is to have 4-5 outstanding loans...then apply for it.