QUOTE(victorywp @ Aug 3 2015, 02:06 PM)
Is it real that there's a RM900k CB limit/month (so first come first serve)Credit Cards UOB Credit Cards v4
Credit Cards UOB Credit Cards v4
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Aug 3 2015, 02:19 PM
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#1
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24,333 posts Joined: Feb 2011 |
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Aug 3 2015, 02:30 PM
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#2
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Aug 5 2015, 10:15 AM
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#3
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QUOTE(fruitie @ Aug 5 2015, 10:09 AM) Done. On second thought, I better nuke those posts. Ok. Noted. I won't go posting that. Well you asked me what will happen if I have a credit card. Well I will tell you. Maximise CB from banks. Eg, don't spend more than the CB limit. If exceed, change to another card. If don't exceed, just continue to use it. AKA banks will make a loss if I am their customer. They will not get a single sen from me. I will pay everything on time.I will not allow any posts that "support" any illegal or unethical action. Ramjade, take this as verbal warning for now. Don't go around and suggest others to do it. Have a nice day, all. But sad that it is considered a verbal warning. This post has been edited by Ramjade: Aug 5 2015, 10:15 AM |
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Aug 5 2015, 11:03 AM
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#4
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QUOTE(Tigerr @ Aug 5 2015, 10:50 AM) As long as u use the bank's card. The bank earn their income thru the merchant fees charge to the seller. Seller in return mark all this cost into their selling price. For example you swipe at tesco RM100, the bill be reflected as RM100 right? There's no extra charges right? |
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Aug 5 2015, 11:25 AM
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#5
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QUOTE(sms2u @ Aug 5 2015, 11:09 AM) Yes, but tesco will only get back may be 97 or up to 99.XX from bank / visa / mastercard / american express. What I meant is say my total trolley cost RM100, I swipe it, the bill won't be reflected as say RM105 but will still be RM100 right?Bank will earn up to RM3 or RM5 from that tx. |
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Aug 5 2015, 11:32 AM
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#6
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QUOTE(sms2u @ Aug 5 2015, 11:26 AM) Caused you mentioned about tesco won't receive the full RM100 and banks earn RM3-5. SO I thought Tesco will charge us RM3-5 extra so that they will get the full RM100.If that is the case (tesco gets like rm9x.xx), I willing to give the bank free money. What I meant is I am not willing to give the bank extra money because of paying late, using the card > than CB limit and paying AF. |
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Aug 8 2015, 10:15 AM
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#7
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Aug 8 2015, 04:15 PM
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#8
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Aug 8 2015, 05:03 PM
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#9
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Jan 7 2016, 08:55 AM
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#10
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Guys, can get 5% CB by using UOB VOX paying telekom bills at their homepage? (I am not on unifi)
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Jan 7 2016, 09:42 AM
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#11
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Jan 7 2016, 10:01 AM
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#12
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QUOTE(cybpsych @ Jan 7 2016, 09:56 AM) seems like uob vox is more lenient in treating any payments via uobpayonline as "online transaction". So even if I pay my streamyx bill and tnb together, I am only Eligible for CB for streamyx as my tnb does not exceed rm50?refer UOB VOX's spoiler in post 1. if want the cashback, overpay your tnb to RM50. that's the T&C for the card. |
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Jan 7 2016, 10:14 AM
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#13
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Jan 7 2016, 11:08 AM
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#14
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QUOTE(fruitie @ Jan 7 2016, 11:04 AM) I don't have TM bills to pay and experience from others tells that whatever goes through UOBPayOnline will get cash rebate. Is it possible to combine tnb + tm bill into one transaction?There is no minimum transaction but in order to get cash rebate, you need to spend RM 50 and above per transaction. |
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Jan 7 2016, 11:13 AM
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#15
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