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Credit Cards UOB Credit Cards v4

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Human Nature
post Aug 2 2015, 02:40 PM

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congrats on the new thread. still no info on the website about the new card. waiting for RP to bundle some cool free gifts.

This post has been edited by Human Nature: Aug 2 2015, 02:40 PM
Human Nature
post Aug 5 2015, 02:29 PM

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My advice is bypass the agents.
Human Nature
post Aug 6 2015, 11:43 PM

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QUOTE(haruyap @ Aug 6 2015, 11:41 PM)
hi guys, I'm using UOB One.

Is it possible to get auto SMS every time I swipe it (no matter the value)?

Thanks!
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Yes, you can set your sms alert to any trigger value that you want. Contact CS.
Human Nature
post Aug 6 2015, 11:55 PM

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QUOTE(karcity @ Aug 6 2015, 11:54 PM)
Yours one set as RM1? uob told me minimum is RM 500?
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I currently have no UOB card. My previous 2 cards from UOB, both set at RM1.
Human Nature
post Aug 7 2015, 08:54 AM

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You can actually just call in to set. I remember this well because i made a complaint when my first request via the form was missing. I complained to bnm and then the HQ said actually just call in will do.
Human Nature
post Aug 7 2015, 03:19 PM

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QUOTE(GTA5 @ Aug 7 2015, 03:14 PM)
Hi guys

I got my complimentary UOB Preferred Platinum which the agent say is part of the package when I signed up for my UOB ONE.

The question is this, if I didn't activate my Preferred Platinum and just let it be,  is it okay?

Or do I have to call to cancel?

Thanks.
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no such thing as complimentary card, you have been tricked. get it terminated since you already agree to it when you sign up.
Human Nature
post Aug 7 2015, 08:46 PM

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QUOTE(tzxsean @ Aug 7 2015, 08:32 PM)
Thanks. Weird, no direct link from the main website.

The only thing that is worthwhile is:

QUOTE
5% Cash Back on Weekend Dining & Groceries
Step 1:  Register via SMS. Type UOB1<space>16-digit UOB PRVI Miles Card number and send to 66300.
Step 2:  Spend a minimum of RM300 in dining and/groceries per month to get the 5% cash back.
The maximum cash back for each participating month: RM40 per month per customer.
Total of RM25,000 cash back to be given away for each participating month on a first-come,first-served basis.
but it is not a permanent feature as need to register.
QUOTE
The Campaign period is from 4 July 2015 to 27 December 2015 (both dates inclusive) (“Campaign Period”), unless otherwise notified


0% INTEREST EDUCATION INSTALLMENT PLAN <-- this is good

Nice card design though.

Final verdict: A weak card. Will only apply for free gifts.

This post has been edited by Human Nature: Aug 7 2015, 08:54 PM
Human Nature
post Aug 7 2015, 08:49 PM

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QUOTE(shiroikun @ Aug 7 2015, 08:47 PM)
Any condition for every month to get the free 1x PPL visit? Preferred Platinum need to spend RM 500 for 3 months to enjoy the free entry
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The PPL Access is awarded to the principal cardmember of UOBM PRVI Miles Card who has spent a total minimum amount of RM500 per month for the past three (3) months.
Human Nature
post Aug 7 2015, 10:19 PM

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QUOTE(karcity @ Aug 7 2015, 10:11 PM)
So it is same as preferred platinum?
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yup, what a let down
Human Nature
post Aug 15 2015, 01:05 PM

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QUOTE(bananalow @ Aug 14 2015, 10:25 PM)
OK, just got back home and I received both preferred plat card and VOX in the envelope. So, the priv would be the third card I guess... Ouch... why send me so many cards which I dont plan to use..  rclxub.gif  rclxub.gif  rclxub.gif
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QUOTE(tenchi0205 @ Aug 15 2015, 06:35 AM)
If we dun want to use that preferred plat, we dun activate it then is OK? Or it will automatically activate?

They also sending me the preferred plat when I apply for one plat.
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QUOTE(karcity @ Aug 15 2015, 10:24 AM)
Same questions being asked so many times in this thread. Why not you read back the above thread? Lots of people are asking the same question because preferred platinum like a bonus card , given free to everyone who applied other uob cc.
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This is what happen when people think it is okay for banks to send cards without being applied. Some choose to disregard and just not to activate. Some choose to terminate. The tidak apa attitude and this is exactly what is happening. The banks or rather agents will be keep doing it.

For goodness sake, send an email to Bank Negara. Here is a template:

bnmtelelink@bnm.gov.my
QUOTE
Dear Bank Negara,

I have applied for card A only from bank XYZ but the bank sent an additional card B which violates Bank Negara's regulation. Please take stern action on this matter.

Thank you
Name
IC No
Address
CC Number
This post has been edited by Human Nature: Aug 15 2015, 11:44 PM
Human Nature
post Aug 17 2015, 11:05 AM

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QUOTE(IronManz @ Aug 17 2015, 10:10 AM)
Last weekend I signed up the credit card at Pxrxdxgm Mall with a SA, all I wanted was only the One Card, but she ticked 4 cards for me, while she was ticking, she told me that no matter how, UOB will be giving the other 3 cards to me as my income is eligible for them. She didn't let me have a chance to stop her!

I feel like I had been cheated. The cards include PRVI Miles & Preferred Platinum. I found those cards are really redundant! I don't understand why UOB always want to give multiple cards when we apply (I used to be UOB credit card holder, long time ago).

Since my application form was ticked to apply 4 cards, I can't complain to BNM right?   vmad.gif

I should stop my application that day!!
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QUOTE(IronManz @ Aug 17 2015, 10:33 AM)
But the complaint is regarding bank gives cards that we don't apply.
But indeed in my application form, 4 cards were ticked!!

So the agent is the problem, should complain to UOB about the agent?!
But from UOB point of view, their staff is just trying to make more sales...  rclxub.gif
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After reading that you are aware that the agent ticked 4 cards and yet you fail to stop here, to be frank with you, you are partly at fault here.

Anyway, complain directly to Bank Negara and state clearly what the agent told you and describe how the agent stopped you from stopping her. Need to teach her a lesson. At the same time, you need to learn on how to say no.

This post has been edited by Human Nature: Aug 17 2015, 11:06 AM
Human Nature
post Aug 17 2015, 11:38 AM

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QUOTE(IronManz @ Aug 17 2015, 11:36 AM)
Yeah, I only realized that I should have said NO after that, coz I had UOB cards before, also received 1 extra card after applying. So I believed what she said that UOB likes to give extra card even though she didn't tick! Sigh... learnt a lesson here, thanks for all sifu's comments!!
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I still advice you to lodge a complaint.
Human Nature
post Aug 17 2015, 04:11 PM

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QUOTE(onlinepaycheck @ Aug 17 2015, 03:51 PM)
I agree about advice to lodge complaint against agents who manipulated against consumers wish. This is to protect consumers and also the decent agents who are working hard to earn their commission in an honest manner. I have blacklisted some agents and informed my friends too because they applied wrong cards for me. Ineffective = no commission (I canceled cards before activation)
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cancelling the card before active is different from lodging a complaint. the agent will only lose the commission but not reprimanded.

QUOTE(hlng08 @ Aug 17 2015, 04:06 PM)
Not the case for me. I still remembered that last time when  i applied for One card, the staff told me that it would come with prefered plat if u are eligible for it. I said no, if like that i want to cancel the application. Then she said if u only need One card, i can remark on the application form. Then she just cross out all the other cards option and write down only for One card blah blah blah. They can do it for just one application but depends on the staff. Maybe my agent is directly from uob card department.
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that should be the way, even when you are filling up the form on your own.
Human Nature
post Aug 17 2015, 07:16 PM

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QUOTE(enkil @ Aug 17 2015, 06:54 PM)
Looks like PRVI miles has 5% dining/groceries cashback on weekend. Not bad  smile.gif
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from what i read previously, it is not a permanent feature
Human Nature
post Aug 18 2015, 12:35 AM

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QUOTE(winnie619 @ Aug 18 2015, 12:29 AM)
Few weeks ago, I just signed up One Card at 1U. The lady said you have to sign up for One & VOX to entitle for the luggage bag, and then during the application she said give me free entrance for the airport lounge which I just realised it is another Mastercard. I actually just need One Card for the weekend petrol rebate.
Can I dont activate the VOX and Mastercard? Will I be charge for any fees even I dont activate them?
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And here we are, another perfect example. Please read the last 2 pages.

QUOTE(Human Nature @ Aug 15 2015, 01:05 PM)
This is what happen when people think it is okay for banks to send cards without being applied. Some choose to disregard and just not to activate. Some choose to terminate. The tidak apa attitude and this is exactly what is happening. The banks or rather agents will be keep doing it.

For goodness sake, send an email to Bank Negara. Here is a template:

bnmtelelink@bnm.gov.my
*
Human Nature
post Aug 18 2015, 12:38 AM

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QUOTE(fruitie @ Aug 18 2015, 12:35 AM)
Another case... If you don't want, why accepted it at the first place? That said, the VOX is pretty good for online transactions. The so-called free PPL accesses card is kind of useless compared to other banks.
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really cannot stand the agent blatantly lying thru their teeth...free entrance to airport lounge somemore.
Human Nature
post Aug 18 2015, 12:52 AM

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QUOTE(victorywp @ Aug 18 2015, 12:51 AM)
must be some senior agents taught/trained their juniors to sell in this way.
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no ler last time not this bad..must be new generation, creative and dynamic
Human Nature
post Aug 18 2015, 10:26 AM

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QUOTE(sj0217 @ Aug 18 2015, 09:57 AM)
Hmm... actually is true also, there is FREE entrance but come with T&C apply only.

Just that, the sales person mentioned half of it, as for customer who apply it, need to make sure whether come with some T&C or not and ask for it, in the same time if the sales person said "No" then only can determine this is lying.

They are trying to use the communication tactics to attract more sales.

Example: HSBC sales person, promoting HSBC card with 8% cash back
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According to the victim, she is not aware that it is a credit card product and i assumed she is not being told so too. This alone is a violation. Anyway, I am putting a large blame on the victim too.
Human Nature
post Aug 18 2015, 10:27 AM

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QUOTE(KB1 @ Aug 18 2015, 10:24 AM)
my agent told me the T&C for free entrance is,

we must spend an amount(can't remember the amount ) on 60days b4  using the free entrance
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One advice. Don't listen to agents. Read the T&C yourself.
Human Nature
post Aug 18 2015, 10:33 AM

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QUOTE(KB1 @ Aug 18 2015, 10:30 AM)
Plaza Premium Lounge Access (PPL Access)
a) Entitled to enter one (1) of the following seven (7) Plaza Premium Lounges one (1) time per month:
Kuala Lumpur International Airport
Kuala Lumpur International Airport 2
Senai International Airport
Langkawi International Airport
Penang International Airport
Kota Kinabalu International Airport
Kuching International Airport
b) Awarded to existing cardmembers who spend a minimum of RM500 per month in the past 3 months, or to new cardmembers who swipe a minimum RM500 within 60 days of card approval date for first time complimentary access.
c) Supplementary Cardmembers and accompanying guests enjoy 50% off published rates.

Valid until 31 December 2015.

this the one ?  smile.gif
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Yup

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