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Credit Cards UOB Credit Cards v4
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szaku89
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Sep 4 2015, 01:33 PM
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QUOTE(darkterror15 @ Sep 4 2015, 01:28 PM) For smartrebate on bhp, if the petrol station machine can take credit card, u will directly get the 2% (not shown in the receipt). If the petrol station machine does not take credit card, you have to go counter and let them swipe. But once they swipe, you will get a receipt that state the smart rebate you get. So, to be safe, always go to the counter and check the smart rebate. On the other hand, swipe in the counter will charge your card directly but use in petrol machine will charge you after 2 days. So lets say this month your CR already use up, you can use the petrol machine to delay 2 days of the charge and bring to the next month statement if it is close to the statement date. Cheers  Ya its safer to swipe the CC at the counter, and have to also make sure they use UOB terminal. Petrol machine delay 2 days? You mean the Posting date? I thought they calculate the cash back via Transaction date but not Posting date?
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CrazyGrandpa
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Sep 4 2015, 01:34 PM
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Getting Started

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QUOTE(sj0217 @ Sep 4 2015, 01:27 PM) thanks for the info
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fruitie
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Sep 4 2015, 01:38 PM
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Rise and Shine
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QUOTE(darkterror15 @ Sep 4 2015, 01:02 PM) My statement came today and my xiaomi purchase in july got rebated. They offset the bill for this statement. Cool XD So late? After two months?
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darkterror15
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Sep 4 2015, 01:49 PM
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QUOTE(szaku89 @ Sep 4 2015, 01:33 PM) Ya its safer to swipe the CC at the counter, and have to also make sure they use UOB terminal. Petrol machine delay 2 days? You mean the Posting date? I thought they calculate the cash back via Transaction date but not Posting date? i think is posting date. I just did that on my VOX card. I want purchase the item but the promotion ending soon. But I already spend half of the CR (RM25) on August. The item cost more than 1k so it will fill up my VOX CR totally (RM50). So instead of making it charge in August statement, I purposely wait until 2/9 to purchase the item so that the purchase goes to next month statement (My statement comes out at 3/9) and I can get full CR on next month. Today my statement come and the item that I purchase is not on the list because online purchase takes 2 days to record too. XD So, instead of getting RM 50 rebate on August only, I split the statement so that I get RM 25 rebate on August amd RM 50 on September.
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fruitie
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Sep 4 2015, 01:51 PM
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Rise and Shine
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QUOTE(darkterror15 @ Sep 4 2015, 01:49 PM) i think is posting date. I just did that on my VOX card. I want purchase the item but the promotion ending soon. But I already spend half of the CR (RM25) on August. The item cost more than 1k so it will fill up my VOX CR totally (RM50). So instead of making it charge in August statement, I purposely wait until 2/9 to purchase the item so that the purchase goes to next month statement (My statement comes out at 3/9) and I can get full CR on next month. Today my statement come and the item that I purchase is not on the list because online purchase takes 2 days to record too. XD So, instead of getting RM 50 rebate on August only, I split the statement so that I get RM 25 rebate on August amd RM 50 on September. Care to list out the details you purchase your Xiaomi phone. i) Transaction date ii) Posting date iii) Statement date iv) CR transaction and posting date Thanks. This post has been edited by fruitie: Sep 4 2015, 01:52 PM
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darkterror15
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Sep 4 2015, 01:51 PM
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QUOTE(fruitie @ Sep 4 2015, 01:38 PM) So late? After two months?  I found out how they pay back the CR. Purchase on July, next month 30th only come out CR. Every month statement for me out at 3rd. So in the end, 3rd Sept only I can get the CR. Means August CR will be on Oct, Sept CR will be on Nov.
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darkterror15
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Sep 4 2015, 02:02 PM
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QUOTE(fruitie @ Sep 4 2015, 01:51 PM) Care to list out the details you purchase your Xiaomi phone. i) Transaction date ii) Posting date iii) Statement date iv) CR transaction and posting date Thanks.  I purchase Xiaomi power bank actually on July 12, 14 is the posting, statement come out at 3/8. But since CR comes on the following month 30/8 so it is not include in the 3/8 statement. When 3/9 statement comes out it states that xiaomi purchase bla bla, CR RM5 +. So since I purchase around RM 100 so the CR RM 5+ is legit. The trick I use on the 1k purchase is that I know my 3/9 my statement out, so I buy at 2/9 online so 2 days for posting which will bring the charge to 4/9. When statement on 3/9 comes out, the 1k item is not included. Had to have a good timing, because I go back the item webpage, the promotion is discontinued. Luckily buy on time  . Although only 4/9 I will receive sms state that my statement is ready. This post has been edited by darkterror15: Sep 4 2015, 02:04 PM
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fruitie
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Sep 4 2015, 02:06 PM
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Rise and Shine
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QUOTE(darkterror15 @ Sep 4 2015, 02:02 PM) I purchase Xiaomi power bank actually on July 12, 14 is the posting, statement come out at 3/8. But since CR comes on the following month 30/8 so it is not include in the 3/8 statement. When 3/9 statement comes out it states that xiaomi purchase bla bla, CR RM5 +. So since I purchase around RM 100 so the CR RM 5+ is legit. The trick I use on the 1k purchase is that I know my 3/9 my statement out, so I buy at 2/9 online so 2 days for posting which will bring the transaction to 4/9. When statement on 3/9 comes out, the 1k item is not included. Had to have a good timing, because I go back the item webpage, the promotion is discontinued. Luckily buy on time  . Although only 4/9 I will receive sms state that my statement is ready. OK got it.  So, it is still valid that CR will appear on following month's 30th.  You should register an online account, if you haven't.
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darkterror15
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Sep 4 2015, 02:12 PM
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QUOTE(fruitie @ Sep 4 2015, 02:06 PM) OK got it.  So, it is still valid that CR will appear on following month's 30th.  You should register an online account, if you haven't.  uob online acc? I got. That is why I can know the transaction and posting date. The statement comes out once each month, so when my CR arrived, there is not way to update the current statement, so no choice have to bring it to next statement. Welcome
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tenchi0205
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Sep 4 2015, 02:25 PM
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QUOTE(szaku89 @ Sep 4 2015, 11:53 AM) Did u register for internet banking UOB bank? If yes they will still send us the physical statement? I just activate my card, and the customer service girl told me if I register for internet banking wont receive physical statement. Dun know how true is that.
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darkterror15
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Sep 4 2015, 02:26 PM
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QUOTE(tenchi0205 @ Sep 4 2015, 02:25 PM) I just activate my card, and the customer service girl told me if I register for internet banking wont receive physical statement. Dun know how true is that. Yes, internet banking will not give u physical statement. At least for my case.
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tenchi0205
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Sep 4 2015, 02:30 PM
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Weekend is mean Saturday and Sunday?
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fruitie
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Sep 4 2015, 03:51 PM
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Rise and Shine
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QUOTE(tenchi0205 @ Sep 4 2015, 02:30 PM) Weekend is mean Saturday and Sunday? Yes.  Only Maybank Ikhwan's weekends will be Fridays and Saturdays.
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vin_ann
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Sep 4 2015, 05:14 PM
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QUOTE(munkeyflo @ Sep 4 2015, 01:05 PM) I haven't receive my card. Since August 20th.  After lunch time gonna call up the sales girl edi.  possible sent to ur hometown based on ur IC address??? i received sms saying my card approved. then another sms saying if i activate my cards by xx date, i will get first 2 years annual fee waiver...
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munkeyflo
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Sep 4 2015, 05:16 PM
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Blooop bloop bloop
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QUOTE(vin_ann @ Sep 4 2015, 05:14 PM) possible sent to ur hometown based on ur IC address??? i received sms saying my card approved. then another sms saying if i activate my cards by xx date, i will get first 2 years annual fee waiver... Nah, they said will send to nearest branch because they don't mail the CC to home/office address anymore. Anyway, my mailing address and IC address is the same. I called up the sales girl just now and she told me my card was approved only yesterday. So most likely another 2-3 working days before it gets delivered to my branch.
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mamamia
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Sep 4 2015, 05:51 PM
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QUOTE(munkeyflo @ Sep 4 2015, 05:16 PM) Nah, they said will send to nearest branch because they don't mail the CC to home/office address anymore. Anyway, my mailing address and IC address is the same. I called up the sales girl just now and she told me my card was approved only yesterday. So most likely another 2-3 working days before it gets delivered to my branch.  huh? when they start not to deliver to home address?
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fruitie
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Sep 4 2015, 05:59 PM
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Rise and Shine
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QUOTE(munkeyflo @ Sep 4 2015, 05:16 PM) Nah, they said will send to nearest branch because they don't mail the CC to home/office address anymore. Anyway, my mailing address and IC address is the same. I called up the sales girl just now and she told me my card was approved only yesterday. So most likely another 2-3 working days before it gets delivered to my branch.  I received mine at my permanent address but redirected to office address.
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szaku89
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Sep 4 2015, 06:23 PM
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QUOTE(vin_ann @ Sep 4 2015, 05:14 PM) possible sent to ur hometown based on ur IC address??? i received sms saying my card approved. then another sms saying if i activate my cards by xx date, i will get first 2 years annual fee waiver... I thought all new UOB one cards come with 2 years annual fees waiver?
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PsychoJoe
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Sep 4 2015, 07:14 PM
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Still haven't receive my Vox card even though they said it was approved last week. Fruitie, how long did it take for them to deliver it?
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fruitie
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Sep 4 2015, 07:18 PM
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Rise and Shine
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QUOTE(PsychoJoe @ Sep 4 2015, 07:14 PM) Still haven't receive my Vox card even though they said it was approved last week. Fruitie, how long did it take for them to deliver it? Mine was approved on a Friday but was only informed by the agent on the following Monday and only sent out two days after that (Wednesday).
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