Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
5 Pages < 1 2 3 4 5 >Bottom

Outline · [ Standard ] · Linear+

Credit Cards UOB Credit Cards v4

views
     
SUSDavid83
post Oct 5 2015, 07:45 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(propusers @ Oct 5 2015, 06:06 PM)
How tricky is the TnC?
SUSDavid83
post Oct 5 2015, 11:08 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(~rainNshine~ @ Oct 5 2015, 11:01 PM)
Not sure whether UOB VOX cashback follow any MCC code for online merchant. If I not mistaken, Groupon have EC tag under the description and so do Lazada. Even though 11street is online website, but do 11street have something that indicate it is Online merchant?  hmm.gif
*
What is EC tag?
SUSDavid83
post Oct 5 2015, 11:13 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(Jellymaker @ Oct 5 2015, 11:09 PM)
Actually customer service will say "Yes, 11street is under online category."

But their system didn't detect it.

Seems like we got to come out with our own list again...  sweat.gif
*
E-commerce should be using POS MODE 8 something MCC code right?
SUSDavid83
post Oct 6 2015, 06:57 AM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(~rainNshine~ @ Oct 6 2015, 12:22 AM)
From my credit card statement (Aeon and MBB), I'm seeing something like below:

Groupon - GROUPON - EC
Lazada - LAZADA MY (ECART S
11Street - 11STREET KL SENTRAL KUMY
Aliexpress - WWW.ALIEXPRESS.COM LONDON
Superbuy - SUPERBUY.MY - EC

Not sure how UOB define "online transaction" now after all the complain about wrong % CB given for online transaction.
*
In CIMBClicks, for 11street, it displays as 11STREET-ECOM KUALA LUMP

I think ECOM is referring to EC tag that you mentioned earlier.
SUSDavid83
post Oct 6 2015, 01:28 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(victorywp @ Oct 6 2015, 12:12 PM)
means if those paid not under the ec channel is not considered as online transaction... hmm.gif
*
For MOLPay, there's no EC tag:

MOLPAY*BSCCSB-BERJAYAS

Previously 11street doesn't have EC tag too:

17 SEP 15 SEP 11STREET KL SENTRAL KUMY
19 SEP 18 SEP 11STREET-ECOM KUALA LUMPUR MY
SUSDavid83
post Oct 6 2015, 03:04 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(darkterror15 @ Oct 6 2015, 02:48 PM)
So, I have received UOB call today and the staff say the online transaction cash back might take as long as 2 months time to credit into account. So he ask me to wait until next statement and if not getting it just call them again. He stated clearly to me that any online shopping is considered as online purchase. Bill and physical swipe, etc do not considered as online purchase.

I am curious so I asked him again if this month statement didn't get back the online cash back, how come I still get certain amount like RM 1.75 in the statement without any explanation. He said that is for retail purchase. I said I didn't do any retail purchase on the past and he reply online shopping also considered as retail purchase.  rclxub.gif  rclxub.gif

If, online shopping = online purchase + retail purchase, then we might get a total of 5.3% of cash back.  hmm.gif


Anyhow, have to wait until next month statement only know. Hope is real.
*
You won't be getting a double rebate for sure!
SUSDavid83
post Oct 6 2015, 09:12 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(fruitie @ Oct 6 2015, 09:09 PM)
What card? I thought you already got the VOX? unsure.gif
*
Perhaps the new traveller card.
SUSDavid83
post Oct 7 2015, 09:55 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(cybpsych @ Oct 7 2015, 09:40 PM)
congrats all! biggrin.gif

i think the base rebate is 0.3% cashback, applies to all retail transactions, posted on statement date.

then 30th onwards, system will consolidate all Online transactions and perform another cashback calculation; hence takes a few days to complete.

i wonder if UOB itself even know they are giving double cashback at all  laugh.gif  brows.gif
*
So there's a double cashback? 5% + 0.3%?
SUSDavid83
post Oct 8 2015, 03:16 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(fruitie @ Oct 8 2015, 02:59 PM)
Better in some aspects.

Pros:
i) No cross border. Nobody has reported so far for this. I think UOB doesn't have.
ii) Pure RM 50 cash back for online transactions
iii) Cash rebate for TM. (Yeay!)
iv) Cash rebate for flight tickets.
v) 5.3% cash rebate it seems.

Cons:
i) Only online transactions above RM 50 are entitled for cash rebate
ii) Slow posting of cash rebate
iii) AF based on monthly basis, need to have at least one swipe or pay for RM 6 per month
*
It takes roughly 2 months to get back the cash rebate on top of the slow posting, right? Swipe now, rebate later in 2 months?
SUSDavid83
post Oct 8 2015, 03:25 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(fruitie @ Oct 8 2015, 03:21 PM)
Yes about two months. You swipe today, your cash rebate will be consolidated on next month's 30th and posted few days after that.
Yes, I supposed so. smile.gif
*
At least for CIMB CR MC, you will still be getting within the same month but different statement.
SUSDavid83
post Oct 9 2015, 04:22 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(victorywp @ Oct 9 2015, 03:46 PM)
interesting... as usual, be the earliest to get the cb!
*
Different day, different category rclxub.gif

And basically useless on weekends!
SUSDavid83
post Oct 9 2015, 04:50 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(tenchi0205 @ Oct 9 2015, 04:48 PM)
If register this the One card weekend groceries still got 5% CB?
*
Of course.

That one is card feature, this one is FCFS promo.
SUSDavid83
post Oct 11 2015, 09:07 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(asiatrader98 @ Oct 11 2015, 09:02 PM)
i wonder all the above RM50 online purchase on 11street, Lazada, Gemfive and etc are not entitled to have 5% but only 0.3% for VOX card.....why?
*
Have you checked properly? Do you have UOB internet banking access?

Most of us here already got their August rebate under unbilled statement.
SUSDavid83
post Oct 11 2015, 09:33 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(asiatrader98 @ Oct 11 2015, 09:11 PM)
oh yet...i saw it onn the unbilled transacion...but the e statement didn't show that amount
how they calcaulate the rebate? based on canledar date or what?
Aug 2015 rebate only receive on oct 2015?
*
Read post #1253

URL: https://forum.lowyat.net/index.php?showtopi...post&p=76778085
SUSDavid83
post Oct 12 2015, 10:30 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
It could be your application is pending for some document support. Or being rejected.

Give a call to the CS.
SUSDavid83
post Oct 13 2015, 07:44 AM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(tenchi0205 @ Oct 13 2015, 07:38 AM)
American Express Gold card is good? hmm.gif
*
He mentioned that it's a charge card not a credit card.
SUSDavid83
post Oct 19 2015, 08:11 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(uncle_toufu @ Oct 19 2015, 08:09 PM)
Hi Guys, just recieved the UOB One Platinum credit card , the person who helped me apply say it is no annual fee for this credit card, isit true??

Just want to double check with you guys, thanks..
*
You may get waiver for 1st year but there's AF for this card regardless of UOB ONE or UOB ONE Platinum.
SUSDavid83
post Oct 19 2015, 08:58 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(acethylene @ Oct 19 2015, 08:43 PM)
which card is better PRVIMiles or One Card?
*
It depends on your spending pattern.

PRVIMiles is meant for frequent traveller.
SUSDavid83
post Oct 20 2015, 03:24 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(bananalow @ Oct 20 2015, 02:36 PM)
Today check my ccris report, the card limit still showing a combination of PRIV and vox card...  Should i revert this problem to bank Negara or uob bank? 

Recently got rejected by ocbc cc and I think the high credit limit is the culprit...
*
Your CCRIS report is not update to date. It should reflect to September month condition.

Any discrepancy should go back to the respective bank to demand them to update the CCRIS database.
SUSDavid83
post Oct 20 2015, 07:48 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(wjleong15 @ Oct 20 2015, 04:46 PM)
They update the database very slow.
I experience UOB and SC bank 2-3 months delay.

Can call bank cs to update ccris database?
*
I don't think CS can do that but they can log a call to expedite.

This post has been edited by David83: Oct 20 2015, 07:48 PM

5 Pages < 1 2 3 4 5 >Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0556sec    0.29    7 queries    GZIP Disabled
Time is now: 3rd December 2025 - 12:40 AM