today starting the promotion but TNC still not up in their Web page....totally unfair to all the card users as priority is given to their staffs to grab the cash back faster than the non staff card users......

if really they going to release the TNC late, can we complain to BNM for unfair n bias treatment to con the card users???

This post has been edited by Tigerr: Jan 18 2016, 09:17 AM

I have been looking at this... anyone have an idea what is pushcarts?
stated in tnc for the curve

if u google it, you'll get the idea

I called the uob customer service n they not able to explain too.....they ll call me back....

great, push them to release t&c faster. i want to purchase rm1k voucher today lol...

I at Tesco now.......but how much need to spend still don't know....

So after calling UOB many times and not getting anywhere.... I dropped complaint to UOB SG giving all my details. Day after that I got 4 calls from UOB MY all different people asking me questions on when I submitted my application etc etc and all sounding extremely unhappy about it - and all of them refuse to answer why my application rejected in the first place. Early last week, I got brief call from a lady who said my application has been approved and will receive my card tthe next day.
So I guess the best job to work is in credit card application, when you feel like it or are having a mood swing or whatever...you can randomly reject an application and fill it in whatever reason which will not be reviewed in detail by your supervisors or upline - ever. Incredible.

SOP - no bank that I know off ever reveal criteria to customer before.

However they do have their internal criteria, and based on observation the standard things like overloaded with debt, bad history (CCRIS), no history etc. all apply.

Having said that appeal process will sometimes give good results, probably in marginal case. No way to be sure because bank will not reveal. But I can confirm that when you 'kenal' someone, very easy to get things done, so likely that the subjective component quite high (not just a simple algorithm for yes/no).

Like I said, it is not only UOB, all banks cannot share the rejection details.
All banks have different assessment. You are just lucky that it was approved after it is reviewed again.

t&c

This post has been edited by fkinmeng: Jan 18 2016, 01:33 PM

Why uob lady card cannot leh....my wife got 1 card. thought can earn 10% + 20% with 1 go.

u r faster than uob customer service. they called me just now.

This post has been edited by Tigerr: Jan 18 2016, 02:04 PM

Yeah, thanks. Time to read through first.

UOB is smarter eh?

No choice. my wife got the prefer platinum too....n my self got the one card. the lady card leave it to normal 10%

10% is very good already oh.
Maybe today I will settle my UniFi bill at Sam's Groceria. I just reloaded my TnG there just now.

I can get 20 + 1% with one card today.

Mine is just 0.3%.
I think today I will take the risk for my UniFi.

Participating in this 20% campaign eligible for the usual 1% for One card too?

Yes, what if you don't get the 20%? The 20% is just additional only.

hello.. i would like to ask does uob charge for Overseas Conversion Charges?

So it's either 21% or 1% then. Cool. Thanks fruitie.