This one have to wait for UOB onecard sifu. I never own UOB onecard before

watami and a few others also can but ranges from 0.5% to 3% cashback

still consider okay. last time CS told me need to got to brand to do it. when i go to branch, they fax but HQ never receive.

I suspect she never fax it at all

Background story, when I informed that I want to set the SMS limit, she asked for my IC to be photocopied which I refused to do so. So she seemed annoyed and just handed the form to me to fill in and said, don't blame her if my request is not approved because no IC copy.

So after I filled the form and pass to her to fax, she went inside a room and then later said faxed dy. When I eventually did not receive any SMS, I emailed to BNM describing the event. I asked why need to give IC. I also add why need to go to branch for this (CS told me to do so).

HQ called to apologize and said actually no need go to branch and no IC is needed. Later the bank staff also contacted me to apologize. Nowadays when she sees me in the bank, avoid eye contact dy.

This post has been edited by Human Nature: Aug 20 2015, 01:39 PM

I would not say it is standard for all banks for the 'need to call to activate'. For most of the banks that I have experience with, it is merely a notification. To activate meaning, if we do not call in the card cannot be used at all. There is a different between these two. Having said this, I do advice people to give a call to notify the banks.

This post has been edited by Human Nature: Aug 25 2015, 07:46 PM

Good then, i was 50-50 wondering which one too but being a pessimist, i guessed the-standard-to-activate

and dont be surprise even when you call, sometimes still cannot go through. happened to my cimb card.

sign at the back of your card. set sms alert to your preferred amount.

rm1 for all my cards

call customer service

not necessary. just jot down the time and date of call and name of the staff. the bank would have the recording.

I have made countless successful complaints and reports and never once I need to produce a recording

This post has been edited by Human Nature: Sep 24 2015, 10:51 PM

To be fair, it is clearly stated that the card has an annual fee. To waive or not is their prerogative.

lol kesian you guys. make a formal complain la. late payment for one day kena interest, so if they insist to only give the cashback in two months time, nego for compensation.

that is why you guys need to highlight this to BNM..it will make magic

the best card for online transaction is still PBB VS. 6% and no min spend requirement.

*For online spend of up to RM1,000 per month, so it is capped at RM50.

p/s check her signature

This post has been edited by Human Nature: Oct 9 2015, 07:07 PM

they share the same credit limit

if you do not want the card, lodge a complaint and get them terminated