QUOTE(KY Kiske @ Dec 15 2015, 10:02 AM)
Hi, I am kinda new here..
After reading your threads, I decided to apply for VOX credit card last month.
After waiting for 3 weeks, I called CS and was told that it was rejected.Â
I have no finance history and this was my first card.
Any idea why it was rejected? Please?
QUOTE(KY Kiske @ Dec 15 2015, 10:14 AM)
But I fulfilled all their requirements..sigh~
Any recommendation for first card application?
QUOTE(KY Kiske @ Dec 15 2015, 10:17 AM)
Sob~At least give me a chance..
Where did you guys get your first card?
QUOTE(KY Kiske @ Dec 15 2015, 10:39 AM)
Thanks for all the help.
I wanted a CC for online purchases that's why I applied for VOX which is apparently best for online shopping.
Guess I have to try other banks..Really wanted the VOX card though..
otherwise, you may want to try sending something like this to bnm.
QUOTE(wjleong15 @ Dec 10 2015, 07:38 PM)
Dear Sir,
Good day.
I'm writing to file a complain on HSBC bank that decline my application without any reasons given despite I've fulfilled their minimum requirement.
Since they refused to disclose the reason, therefore I want to escalate this to Bank Negara Malaysia to instruct HSBC to disclose the reason why my application being declined despite I'm debt free, annual income is over their published minimum income requirement for that particular credit card.
I believe that as a consumer I have the right to know the reason why being declined and this seriously affecting my good credit reputation.
I'm looking forward to hearing from you.
Thank you.
Regards,
xxx
This post has been edited by victorywp: Dec 15 2015, 12:02 PM