Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsRecommendation for Credit Cards V3, Please post according to Format stated.
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 Jul 27 2015, 05:35 PM
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#1
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Junior Member
103 posts Joined: Jun 2015 
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QUOTE(fruitie @ Jul 27 2015, 03:37 PM) I wish there is such thing. I thought it is minimum RM100 per month?  Unlimited 1%, is this OK for you?  HLB Essential but with criteria, minimum swipe is RM 100 per transaction.  QUOTE Minimum retail transactions in a month to qualify for the cash back is RM100. source |
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Dec 31 2015, 09:53 AM
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#2
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Junior Member
103 posts Joined: Jun 2015
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QUOTE(ableze_joepardy @ Dec 31 2015, 09:21 AM) watami need to spend min 3k per quarter. after max out HLB wise & PB VS (~ 1800 per month) dont have spending power to swipe another 1k per month average. HLB Essential 1% cashback unlimited for all spendings except petrol, min spending per mth to entitle cashback is RM100. Note that the rounding mechanism is similar to HLB Wise. Personally I tagged my monthly insurance to it and has never failed to obtained 1% cashback from it. |
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Jan 4 2016, 10:27 AM
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#3
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Junior Member
103 posts Joined: Jun 2015
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QUOTE(waylen1028 @ Jan 3 2016, 10:00 PM) 1. Annual Income: RM36K to RM60K 2. Free Lifetime Annual Fee: yes & no 3. Card required for: Petrol (optimized with HL wise) Retails(standard chartered cashback) Movies(Maybank2card) Dining(Maybank2card_Amex-not all except amex) Insurance(none card give discount for this currently) hire purchase(able to get any cashback on this with credit card?) 4. Existing credit cards if any: HL Wise,Standard Chartered Cash back,Maybank2card,HSBC Mpower (cancel soon as the GSC buy 1 free 1 not useful) 5. Looking at CC from: - 6. Others: high cash rebate with low usage/high usage. Tpoint optional thanks  QUOTE(TakoC @ Jan 3 2016, 10:15 PM) Any credit card out there that has cash rebate on insurance payment? For insurance & other general spending, HLB Essential 1% cashback for unlimited spending (min spending of RM100 per month) or AEON Watami 3% cashback for spending between RM3k to RM5k per quarter.If I'm not mistaken, one of Public Bank credit card has such thing. QUOTE(putra23 @ Jan 3 2016, 10:02 PM) Insurance payments for HLB Essential also 1%? Yes, as long as it is min RM100 together with other spendings per mth. The catch is when your spending is RM149.99 the cashback is still RM1  |
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Jan 4 2016, 11:47 AM
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#4
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Junior Member
103 posts Joined: Jun 2015
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QUOTE(TakoC @ Jan 4 2016, 11:34 AM) So AEON Watami - 3% cash back (min: 3k, max 5k which translate to RM150 max for each quarter) Yes. Both af waived with min 12 transactions annually.HLB Essential 1% flat/month- minimum requirement RM100 per month. |
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