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 Recommendation for Credit Cards V3, Please post according to Format stated.

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wyen
post Jan 31 2016, 02:21 PM

Casual
***
Junior Member
496 posts

Joined: Dec 2006
From: Ipoh



1. Annual Income: RM60k

2. Free Lifetime Annual Fee: free or with minimum swipe

3. Card required for: Insurance, telco, gym, dining, ptptn loan ( recent), hotels

4. Existing credit cards if any: MBB dual Amex + MasterCard, aeon gold credit card! Citibank clear and cashback ( going to cancel it) hong leong essential ( going to cancel after revise cashback to 0.6% ) , mach hong leong ( chose savvy +dining)

5. Looking at CC from: Any card that gives high cashback without minimum swipes, going to start pay ptptn loan using cc, aiming for aeon watami but minimum rm3k per quarter, I'm not really high spender, looking for cc with lowest conversion if used overseas

6. Others: Monthly minimum spent Rm600

Thank you.

wyen
post Jan 31 2016, 02:56 PM

Casual
***
Junior Member
496 posts

Joined: Dec 2006
From: Ipoh


QUOTE(fruitie @ Jan 18 2016, 12:06 PM)
For Wise and I noticed you are working in KL Sentral, great, because I work here too and you can always drop by Sam's Groceria to reload TnG and pay your bills. Remember to choose Groceries category. biggrin.gif

For my Wise, I only choose utilities and groceries.
Utilities category is only TNB and Syabas. UniFi is not but you can pay in Sam's which I'm doing as well. smile.gif

In short: UniFi, Telekom, Astro can be paid via ePay and TnG can be reloaded in Sam's. Split the payment to RM 50 per transaction and TnG not worth to split because each transaction incurs RM 0.53 of service charge. So, I always reload RM 100 or RM 200 one shot.

For Maxis, just use Maxis Pay and it will be under Mobile category and split into three payments. rclxms.gif
*
We actually can use cc to reload touch and go? Where? I mean other than u have mentioned above

This post has been edited by wyen: Jan 31 2016, 02:56 PM

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