1. Annual Income: RM42K

2. Free Lifetime Annual Fee: Not Necessary

3. Card required for:
Phone (prepaid) - 30
Online Bus Tickets - 10 each time x 10
Travel - (AsiaAsia Flight, Agoda Booking)
Overseas Transactions - Pay university fee AUD520
Utilities - 130 (TNB) , 100 (Telekom) , 80 (Astro) , 10 (Water bill) , (online)

4. Existing credit cards if any: None

5. Looking at CC from: Unsure

6. Others: I'm looking for a CC that can cover for my travel & utilities

This post has been edited by wu ming: May 19 2016, 05:30 PM

Thank you fruitie.
For UOB VOX card. TNB, TM and Astro bills is eligible for cashback right as long I pay via UOBPayOnline.

Local currency or being charged with 0.8% cross border charges.