Looking for re-organize my credit card and remove unnecessary card.

1. Annual Income: 120k-150k

2. Free Lifetime Annual Fee: It will be great if can auto waive after certain spending/swap.

3. Card required for: Online shopping (Lazada, 11street etc)-Rm200-500/month, auto-billing-Rm500+/month, grocery-Rm200-400/month, travelling, petrol

4. Existing credit cards if any: Citibank Rewards Visa Signature, HSBC Visa Platinum, CIMB Enrich Platinum & CIMB Petronas Platinum

5. Looking at CC from:

6. Others: Used to spend 50k+ annually at oversea for both Citibank & HSBC but now doing project locally, so not much spending and didn't use PPL this year at all. No time to lepak at PPL if travel domestic flight.