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 Recommendation for Credit Cards V3, Please post according to Format stated.

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virgoguy
post Aug 28 2015, 04:41 PM

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Joined: Oct 2008
1. Annual Income: RM80k

2. Free Lifetime Annual Fee: A Must

3. Card required for: Cash rebate for bills such as Telekom, Celcom, SESCO, Retails, online purchase etc

4. Existing credit cards if any: MBB2kard(MC+Amex), MBB Ikhwan

5. Looking at CC from: any (Exclude HLB WISE because of the hassle spending method)

This post has been edited by virgoguy: Aug 28 2015, 04:42 PM
virgoguy
post Aug 29 2015, 01:47 PM

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QUOTE(victorywp @ Aug 28 2015, 05:18 PM)
any method also entitled for the 3% cb as long as you fulfilled the 3k quarterly spend.
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you need to hit 3k quarterly to entitle for 3% cb?
virgoguy
post Sep 7 2016, 09:21 AM

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QUOTE(paintballtao @ Sep 7 2016, 01:08 AM)
i need recommendation of credit card for:
no income requirement
does not want to pay for annual fee
to accomulate travel miles

any suggestion?
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I believe all credit cards are come with a minimum income requirement except debit card
virgoguy
post Sep 9 2016, 11:12 AM

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QUOTE(iori57 @ Sep 9 2016, 07:39 AM)
As mentioned, Public Bank Visa Signature is a very good card. 6% cash rebates for dining, grocery, and any online payment, capped at RM60 though.
Since you have WISE maybe can continue to use it for Petrol and stuff, but I heard they changed the policy to have minimum 2k spending for rebates?
Petrol rebate card without any funny terms and conditions would be Citibank Cashback card at 5% rebate any petrol station any day.

I am also looking for cards for insurance and travel.. so far seems like don't have any good ones
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PBB VS CB is 6%, cap at RM50 eh?
virgoguy
post Sep 18 2016, 05:21 PM

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QUOTE(asil66 @ Sep 17 2016, 11:19 AM)
Have anybody succeeded with applying PBB Visa Signature with <100k annual income? Do they consider bonus as annual income as well or do they purely look at monthly salary?
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there are few cases successfully get it including mine. Annual income + bonuses > 100k. I am using BE Form to apply.

This post has been edited by virgoguy: Sep 18 2016, 05:22 PM

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