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Recommendation for Credit Cards V3, Please post according to Format stated.
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virgoguy
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Aug 28 2015, 04:41 PM
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1. Annual Income: RM80k
2. Free Lifetime Annual Fee: A Must
3. Card required for: Cash rebate for bills such as Telekom, Celcom, SESCO, Retails, online purchase etc
4. Existing credit cards if any: MBB2kard(MC+Amex), MBB Ikhwan
5. Looking at CC from: any (Exclude HLB WISE because of the hassle spending method)
This post has been edited by virgoguy: Aug 28 2015, 04:42 PM
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virgoguy
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Aug 29 2015, 01:47 PM
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QUOTE(victorywp @ Aug 28 2015, 05:18 PM) any method also entitled for the 3% cb as long as you fulfilled the 3k quarterly spend. you need to hit 3k quarterly to entitle for 3% cb?
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virgoguy
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Sep 7 2016, 09:21 AM
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QUOTE(paintballtao @ Sep 7 2016, 01:08 AM) i need recommendation of credit card for: no income requirement does not want to pay for annual fee to accomulate travel miles any suggestion? I believe all credit cards are come with a minimum income requirement except debit card
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virgoguy
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Sep 9 2016, 11:12 AM
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QUOTE(iori57 @ Sep 9 2016, 07:39 AM) As mentioned, Public Bank Visa Signature is a very good card. 6% cash rebates for dining, grocery, and any online payment, capped at RM60 though. Since you have WISE maybe can continue to use it for Petrol and stuff, but I heard they changed the policy to have minimum 2k spending for rebates? Petrol rebate card without any funny terms and conditions would be Citibank Cashback card at 5% rebate any petrol station any day. I am also looking for cards for insurance and travel.. so far seems like don't have any good ones PBB VS CB is 6%, cap at RM50 eh?
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virgoguy
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Sep 18 2016, 05:21 PM
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QUOTE(asil66 @ Sep 17 2016, 11:19 AM) Have anybody succeeded with applying PBB Visa Signature with <100k annual income? Do they consider bonus as annual income as well or do they purely look at monthly salary? there are few cases successfully get it including mine. Annual income + bonuses > 100k. I am using BE Form to apply. This post has been edited by virgoguy: Sep 18 2016, 05:22 PM
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