Annual Income: 85K

2. Free Lifetime Annual Fee: Yes/Minimum swipes

3. Card required for: Just to get fastest enrich Miles for spending on insurance and monthly installment , Monthly Insurance, & mostly on car service & car annual insurance


4. Existing credit cards if any: Plat 2 cards

5. Looking at CC from: any choice other than Maybank Premier 2 cards and MBB Visa Signature for local transaction