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 Recommendation for Credit Cards V3, Please post according to Format stated.

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teen08
post Feb 1 2016, 12:47 PM

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1. Annual Income:

2. Free Lifetime Annual Fee: A Must or by calling them but if possible free. Too lazy

3. Card required for: utilities, Pharmacy and others

6. Others: Im using HLB Wise and I'm happy with it. the 3 categories are phone, groceries and fuel. Want a second card for all the others expenses especially utilities.

Thanks

teen08
post Feb 1 2016, 07:18 PM

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QUOTE(fruitie @ Feb 1 2016, 12:50 PM)
PBB VS and pay your utilities via UOBPayOnline.
Since you don't indicate income, I will assume it's more than RM 100k per annum.
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thanks for ur advice. i learnt a lot from reading ur other posts in here. thumbup.gif is there anything other card that i can benefit from utilities also pharmacies?? is this the highest cash back for online transaction?? good idea on using uobpayonline.

This post has been edited by teen08: Feb 1 2016, 07:22 PM
teen08
post Feb 2 2016, 11:48 AM

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QUOTE(fruitie @ Feb 1 2016, 07:31 PM)
Yeah, so far that's the highest for online at 6%. You can also get 5% from UOB VOX for UOBPayOnline.
For pharmacies, I can think of HLB Wise or just simply apply Aeon Watami for general purpose. It gives 3% cash back per quarter with minimum spending of RM 3k per quarter.
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i remember u using uobonline for ur utilities.can u use it for unifi? coz i saw under communication its telekom and tmnet. Not sure.
teen08
post Feb 3 2016, 09:00 PM

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QUOTE(fruitie @ Feb 2 2016, 12:59 PM)
Yes, can. smile.gif
Else, Unifi you can use TM Portal or Unifi portal. smile.gif
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Thanks!! smile.gif
teen08
post Sep 12 2016, 02:26 PM

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297 posts

Joined: Sep 2006


1. Annual Income: Any card

3. Card required for: Looking a card to replace Wise HLB. Don't think can reach 2K for groceries n petrol.

4. Existing credit cards if any: PB Signature(utilities,Phone bill, dining and online) and CIMB visa infinite (others)

5. Looking at CC from: any bank

6. Others: Please be specific. Example: I am a foreigner or I only want to pay amount due with my M2U online savings account or I want cash back only and no reward points.

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