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Recommendation for Credit Cards V3, Please post according to Format stated.
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teen08
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Feb 1 2016, 12:47 PM
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Getting Started

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1. Annual Income:
2. Free Lifetime Annual Fee: A Must or by calling them but if possible free. Too lazy
3. Card required for: utilities, Pharmacy and others
6. Others: Im using HLB Wise and I'm happy with it. the 3 categories are phone, groceries and fuel. Want a second card for all the others expenses especially utilities.
Thanks
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teen08
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Feb 1 2016, 07:18 PM
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Getting Started

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QUOTE(fruitie @ Feb 1 2016, 12:50 PM) PBB VS and pay your utilities via UOBPayOnline. Since you don't indicate income, I will assume it's more than RM 100k per annum. thanks for ur advice. i learnt a lot from reading ur other posts in here.  is there anything other card that i can benefit from utilities also pharmacies?? is this the highest cash back for online transaction?? good idea on using uobpayonline. This post has been edited by teen08: Feb 1 2016, 07:22 PM
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teen08
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Feb 2 2016, 11:48 AM
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Getting Started

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QUOTE(fruitie @ Feb 1 2016, 07:31 PM) Yeah, so far that's the highest for online at 6%. You can also get 5% from UOB VOX for UOBPayOnline. For pharmacies, I can think of HLB Wise or just simply apply Aeon Watami for general purpose. It gives 3% cash back per quarter with minimum spending of RM 3k per quarter. i remember u using uobonline for ur utilities.can u use it for unifi? coz i saw under communication its telekom and tmnet. Not sure.
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teen08
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Feb 3 2016, 09:00 PM
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Getting Started

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QUOTE(fruitie @ Feb 2 2016, 12:59 PM) Yes, can.  Else, Unifi you can use TM Portal or Unifi portal.  Thanks!!
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teen08
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Sep 12 2016, 02:26 PM
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Getting Started

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1. Annual Income: Any card
3. Card required for: Looking a card to replace Wise HLB. Don't think can reach 2K for groceries n petrol.
4. Existing credit cards if any: PB Signature(utilities,Phone bill, dining and online) and CIMB visa infinite (others)
5. Looking at CC from: any bank
6. Others: Please be specific. Example: I am a foreigner or I only want to pay amount due with my M2U online savings account or I want cash back only and no reward points.
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