1. Annual Income: RM180K and above

2. Free Lifetime Annual Fee: Yes

3. Card required for: Free Airport Lounge access, Airmiles, Petrol and purchase (cashback)

4. Existing credit cards if any: Alliance and Visa Platinum (cashback)

5. Looking at CC from: Citibank - Premier Miles, HSBC - Visa Signature

6. Others: Free Airport Lounge access and airmiles are must

This post has been edited by tedfuhrer: Apr 5 2016, 03:25 PM