Hi, im looking for a credit card replacement after M2AMEX benefits has been reduced.


1. Annual Income: RM60K.

2. Free Lifetime Annual Fee: Yes.

3. Card required for: Petrol (RM300/month), Groceries, Dining

4. Existing credit cards if any: M2AMEX, CIMB Visa Signature

5. Looking at CC from: MB Ikhwan Visa, Citibank CB, CIMB CB, UOB One

6. Others: Please be specific. Swipe mostly for petrol and sometimes others. (<1k/month spender)

Thank you.