Hi,

1. Annual Income:50K-60k

2. Free Lifetime Annual Fee: Must , or alternatively the one with the lowest minimum spend per month to qualify.

3. Card required for: usually petrol, groceries, toiletries.

4. Existing credit cards if any: currently none .. had Citibank Visa a very long time ago.

5. Looking at CC from: RHB .. but don't like the annual fee

6. Others:points or cash back also ok

Others:
I always pay the monthly bill in full - no rolling.

Also, I want to be able to pay the card bill online from my RHB account.


Appreciate a recommendation. Thanks.