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 Recommendation for Credit Cards V3, Please post according to Format stated.

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seiken
post Aug 16 2015, 08:42 PM

Getting Started
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Junior Member
216 posts

Joined: Jun 2006
1. Annual Income: RM60K to RM100K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol Cash Back, online shopping, occasional weekend dining, insurance and broadband+postpaid bills

4. Existing credit cards if any: Citibank clear card and citibank cash back platinum

5. Looking at CC from: I need help on this lol

6. Others: my job makes it hard for me to monitor my spending properly. However I do always manage to settle my credit card on time.

Thanks!

This post has been edited by seiken: Aug 16 2015, 08:43 PM
seiken
post Aug 17 2015, 12:02 AM

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Junior Member
216 posts

Joined: Jun 2006
QUOTE(victorywp @ Aug 16 2015, 10:22 PM)
pbb vs
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Cannot...my annual income is only around 70-80k
seiken
post Aug 17 2015, 09:01 PM

Getting Started
**
Junior Member
216 posts

Joined: Jun 2006
QUOTE(victorywp @ Aug 17 2015, 07:07 AM)
then you shouldn't put 60k-100k.
anyway, you have some choices depending of your monthly expenses in each category. you need to check your priority to maximise your cashback.
mbb ikhwan, cimb cr plat = af free for life
uob one, aeon watami = af can be waived
hlb wise = af covered by high cashback
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QUOTE(chiahau @ Aug 17 2015, 08:26 AM)
Petrol - Ikhwan MBB

Online - UOB Vox or CIMB CR

Dining - HLB Mach/Wise or MBB Amex

Insurance - Lump to Aeon Watami if huge amount

Broadband / postpaid - HLB wise if you plan to mix it up with dining and etc.

Or you can get a MBB VS for higher capping of petrol and PBB Vs for online. Best combo already.

Both can be obtained via FD if you are interested.
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QUOTE(fruitie @ Aug 17 2015, 11:00 AM)
You were the one missed it. doh.gif
Let me rephrase, he did nothing wrong. This is based on second post template, the range is from 60k-100k. He jut put it. 70k-80k also within 60k-100k right?
How would he know so much of things?
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Thanks for the replies. Yeah I just followed the template given by genx. Don't fight lol. Anyway, I'm interested with obtaining pbb vs via FD. I do have some FD...how is that done?
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