Hi there. I'm currently looking for a 2nd credit card for other benefits/promotions from other banks

1. Annual Income: RM36K - RM40K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol, Cash Back/Rebate Only, Dining, Retail & Online Shopping

4. Existing credit cards if any: Currently using UOB One Card

5. Looking at CC from: Citibank / Maybank / CIMB / any other banks also can be considerable

6. Others: I want cash back only. I don't know whether the reward points can bring any benefits because I'm not so clear about. I hope someone can explain about it.


I hope all the sifus here can clear things up for me. Cheers.

This post has been edited by redarmour37: Jan 14 2016, 02:25 AM

hi there sifus..
just wondering what is the best card for retail purchase..
hope sifus can clarify this..