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Recommendation for Credit Cards V3, Please post according to Format stated.
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petirbuas
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 Jul 19 2016, 11:05 AM
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1. Annual Income: RM60K to RM100K
2. Free Lifetime Annual Fee: Preferable
3. Card required for: Online purchase. Flight ticket purchase(90% AirAsia & 10% International)
4. Existing credit cards if any: Maybank Ikhwan Visa & Amex Plat
5. Looking at CC from: No preference. Cash Advance is a must.
6. Others: Prefer cashback over points.
Note: I saw Bank Simpanan Nasional(BSN) heavily marketed their CC at my area. Not sure why I couldn't find any discussion regarding BSN CC in LYN. No good?
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petirbuas
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Jul 19 2016, 02:21 PM
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QUOTE(fruitie @ Jul 19 2016, 12:01 PM) Yes, nothing interesting on BSN cards except for its not-too-bad Balance Transfer rate. I seeYou are only asking for trouble if you apply CC for cash advance. Interest is counted on daily basis, all the best to you. None of us here applies a credit card for cash advance purpose, don't work for banks. We apply for convenience and at the same time enjoy some cash back and reward points. Definitely not for cash advance. Also please pay in full all the time. No worries. I know that
But being mustardrace, they're some technique for ASB which I've applied before that in the end generating positive ROI using that Cash Advance. |
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