I have 2CC at the moment... Citibank and Maybank... total Debt around 15k..
planning to do BT for 24months...
any recommendation?
Recommendation for Credit Cards V3, Please post according to Format stated.
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 Jan 15 2016, 05:49 PM
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721 posts Joined: Sep 2009  
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Jan 15 2016, 06:04 PM
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#2
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721 posts Joined: Sep 2009
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QUOTE(victorywp @ Jan 15 2016, 05:57 PM) you mean you want to apply another cc just for bt purpose to transfer your debt there? if yes, you may try any aeon cc or any pbb cc. they offering 0% for bt. Yes, that's what i'm planning to do.. this CC is really horror... i want to close off the existing one and just finished the debt within 18months with the BT  PB is only offering for 6months... |
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Jan 18 2016, 10:43 AM
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#3
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Senior Member
721 posts Joined: Sep 2009
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QUOTE(Gen-X @ Jan 17 2016, 10:14 PM) No more 0% BT 12 months with PBB. Thank you so much bro.... I browse through BSN website, the BT program for 24month is like 0% for the 1st 12months and 0.375% monthly on 2nd year.. which brings to 4.5% annually... if i divide by 2 thats mean i'm gonna pay like 2.25% per year... Check out Balance Transfer Thread or click here to my Balance Transfer Plan 2016 Tutorial where I listed RHB 24 months effective interest 8.67% or Maybank 12 months with 3% upfront. 0% 6 Months only with Public Bank and AEON Credit. BSN got a 24 months too but I don't know how it works when it said 0% for first 12 months. Or HLB 6.99% reducing balance interest. am i right to say, the BSN BT suits me better compared to PB 12months 0%.. since i'm targeting to complete within 18months... |
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