Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsRecommendation for Credit Cards V3, Please post according to Format stated.
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 Mar 21 2016, 11:19 AM
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#1
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Junior Member
35 posts Joined: Oct 2008 
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1. Annual Income: RM120K
2. Free Lifetime Annual Fee: Yes if possible or below 300 3. Card required for: CASHBACK for general purchases, dining & other 4. Existing credit cards if any: Using WISE for petrol + groceries 5. Looking at CC from: Anywhere |
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Mar 22 2016, 05:05 PM
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#2
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Junior Member
35 posts Joined: Oct 2008
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QUOTE(fly126 @ Mar 21 2016, 11:30 AM) HLB Essential, Alliance You:nique or SCB Cash Back Gold for general usage & HLB Mach for Dinning Thanks for the recommendations, just to be sure, so there's no  straight up 1% Cash Back card out there without stupid minimum spending rules?  |
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Mar 23 2016, 10:37 AM
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#3
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Junior Member
35 posts Joined: Oct 2008
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Excellent suggestions! I think I'll go with Mach for the 6% dining,
and go with Alliance You:nique for Rest and IT purchases (buy one PC already 2-3k) Thank you Fly! QUOTE(fly126 @ Mar 22 2016, 06:21 PM) Last times got, skarang dah tiada liao  HLB Essential: https://www.hlb.com.my/main/assets/files/ne...and-updates.pdf Alliance Younique card http://youniquecard.alliancebank.com.my/Yo...bates_v1.0.html SCB Cash Back Gold: https://www.sc.com/my/campaign/cashback-gold.html Alternative... OCBC Great Eastern MasterCard (No cap on rebates) * 1% rebate on first monthly spend of RM1,000 * 0.5% rebate on subsequent spend above RM1,000 OR If U are a Business Proprietor, RHB Platinum Business Credit Card * Cash rebate of 1% for retail charges (except for Petrol, Government, Cash Advance & Charity transactions) http://www.rhbgroup.com/products-and-servi...ess-credit-card + Do check on PBB Visa Signature - 6% Cash Back on Dining, Grocery, and Online Transaction with 6% cash rebate is capped at RM50 per month per principal account.  https://forum.lowyat.net/topic/3818277 |
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Mar 23 2016, 10:49 AM
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#4
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Junior Member
35 posts Joined: Oct 2008
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Oh right, thanks for pointing that out, Is there a cap for Mach? PBB VS is capped at RM50 rebate which is only a spending of RM833.
QUOTE(laymank @ Mar 23 2016, 10:38 AM) Mach for dining is 5%; PBB VS for dining is 6% |
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