1. Annual Income: 60k - 80k

2. Free Lifetime Annual Fee: Yes/Minimum swipes

3. Card required for: (i) Cash Back/Petrol
(ii) Pay Online for Bills, Utilities, House Installment, Insurance
(iii) Plan to buy furniture & home appliances (via EPP) + do renovation for new house at end of this year
(iv) Others online/ normal transactions (dining, shopping etc)

4. Existing credit cards if any: Maybank Ikhwan Mastercard

5. Looking at CC from: Any (Islamic)

6. Others: Cash Back/Rebate/Points