1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: A Must, or easy can get waiver

3. Card required for: Cash Back/Rebate Only, Telco & Utility bills, Uber, Groceries, Petrol/Toll, Retail Online/Offline, etc.

4. Existing credit cards if any: Nil.

5. Looking at CC from: Citibank Cash Back Credit Card & CIMB Cash Rebate Platinum Mastercard

6. Others: Please be specific. Much prefer cashback, reward points can be extra. I don't drive a lot, just take Uber to and from work. I mostly cook at home, only dine out on weekends.

Summary of monthly spending:
Groceries-RM400
Astro-RM300 (pay online)
Uber-RM260
Utilities-RM200 (pay online)
Maxis-RM120 (pay online)
Petrol/Toll-RM100
Others (retail,online,going out weekends etc.)- RM500 - 700

This post has been edited by milque: Jul 14 2016, 03:27 PM

Didn't get a rec last time, so posting again...

1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: A Must, or easy can get waiver

3. Card required for: Cash Back/Rebate Only, Groceries, Telco & Utility bills, Uber, Petrol, Retail Online/Offline, etc.

4. Existing credit cards if any: Nil.

5. Looking at CC from: Citibank Cash Back Credit Card & CIMB Cash Rebate Platinum Mastercard

6. Others: Much prefer cashback, reward points can be extra. I don't drive a lot, just take Uber to and from work. I mostly cook at home, only dine out on weekends.

Summary of monthly spending:
Groceries-RM500
Astro-RM300 (pay online)
Uber-RM260
Utilities-RM200 (pay online)
Maxis-RM120 (pay online)
Petrol/TnG-RM100
Others (retail,online,going out weekends etc.)- RM500 - 700