Since amex benefits got screwed, and ocbc titanium as well, and I got rejected for the ikhwan card, seriously need other card(s) for my usage.

1. Annual Income: RM80k

2. Free Lifetime Annual Fee: Yes.

3. Card required for: Petrol rm400/mth, groceries 500/mth (maybe more depends), dining weekdays & weekends, online purchases once in a while, insurance/mobile/utillities, misc stuff..

4. Existing credit cards if any: M2 Amex, OCBC Tit

5. Looking at CC from: Citibank? CIMB? Uob? Not so sure..

6. Others: Please be specific.
Total spending monthly roughly average 2k. Can be more or less depends.

Please help