1. Annual Income: RM170K

2. Free Lifetime Annual Fee: No

3. Card required for:
- cash advance,
- low interest fee
- balance transfer

4. Existing credit cards if any:
- Direct Access (CIMB)
- Standard Chartered

5. Looking at CC from:
- Hong Leong Bank
- Public Bank

6. Others: Please be specific. -
Here is my situation. I dislike my Standard Chartered credit card after using it for many years now so I am looking to replace it with another credit card, the Maybank 2 Platinum cards (due to the lower 8.88% interest rate), which I have applied for yesterday. For those who have experience applying from Maybank, may I know how long it takes to process and for me to receive the two Maybank cards?

Also, I got three mortgage loans approved (and signed the LO) from three banks within the last two weeks. Those three banks are OCBC, Hong Leong Bank and Public Bank. Are credit cards automatically approved (if you agree to apply) if you have mortgage loans approved from those banks?
So far, of those three banks, I have only agreed to apply for OCBC Bank credit card and the banker has submitted my application for it.

Currently my priority is to get the Maybank 2 Platinum cards. If I apply for the other two credit cards from Hong Leong and Public Bank at about the same time, will it affect my application for the Maybank credit cards?

This post has been edited by kenviro: Aug 25 2015, 11:58 AM