Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsRecommendation for Credit Cards V3, Please post according to Format stated.
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 Sep 8 2015, 11:35 AM
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#1
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Junior Member
377 posts Joined: Apr 2008  
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1. Annual Income: RM58K
2. Free Lifetime Annual Fee: Yes,preferred 3. Card required for: Petrol, groceries, phone - Maxis, utilities & Insurance 4. Existing credit cards if any: M2C (no longer able to enjoy cashback expect for dining) 5. Others: Prefer cashback card. |
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Sep 8 2015, 01:16 PM
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#2
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Junior Member
377 posts Joined: Apr 2008
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QUOTE(Wongchoy @ Sep 8 2015, 12:48 PM) Maybank Islamic Ikhwan Mastercard for your grocery and petrol trnx. Mobile and utilities trnx are best rewarded using Hong Leong Wise Visa Gold. Please take note the terms of each cards. Insurance trnx is not usually rewarding unless you can fulfill the terms of AEON Watami Visa Card. anyone can apply Mbb Islamic Ikhwan MC? |
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Sep 8 2015, 03:24 PM
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#3
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Junior Member
377 posts Joined: Apr 2008
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QUOTE(fruitie @ Sep 8 2015, 02:09 PM) Yes, anyone can apply for this card. Groceries does not include AEON? Last time i can always use my M2C weekend =( |
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Sep 8 2015, 04:31 PM
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#4
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Junior Member
377 posts Joined: Apr 2008
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QUOTE(fruitie @ Sep 8 2015, 03:39 PM) If it is Aeon Supermarket should be included but if departmental store, no it is not. Done. i just went an apply for islamic ikhwan mastercard & amex platinum credit card...hehehe...once done i will cancel my maybank 2 card. |
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Sep 8 2015, 04:50 PM
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#5
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Junior Member
377 posts Joined: Apr 2008
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QUOTE(fruitie @ Sep 8 2015, 04:36 PM) What's the purpose you applied AmEx Platinum Credit Card? It has AF http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards 1. if i need to groceries other days I still can use the 5x treatpointsAlso it doesn't have cash back for anything. 2. complimentary premium lounge. |
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Sep 8 2015, 05:34 PM
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#6
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Junior Member
377 posts Joined: Apr 2008
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QUOTE(fruitie @ Sep 8 2015, 05:17 PM) 1. HLB Wise gives 10% of cash back if you select groceries category, all days. AmEx Plat is not Treat Points (TP) but Membership Reward (MR). opps....i forgot is membership points. I try go and ask if i can cancel that tomorrow.2. Plenty of cards give premium lounge, to name some Aeon Gold (36k per annum income requirement), RHB Plat, AmBank Plat (60k per annum income requirement). I'm having Aeon Gold and AmBank Plat, I used to have RHB Plat but I see no purpose of it and I have terminated it. Aeon Gold's AF can be waived with 12x swipes per year, AmBank Plat is free for life, no AF. RHB Plat needs to spend 36k per year to waive AF but can be easily waived, when I requested to terminate it, they tried to retain me with 2 years free without paying any AF. My question is, with 58k annual income requirement, Maybank allows you to apply for Plat level? They are kinda petty about this.  |
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Sep 9 2015, 10:02 AM
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#7
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Junior Member
377 posts Joined: Apr 2008
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no problem...i will just stick to what i have...amex platinum n ikhwan mastercard...i tot about wise before but i'm lazy to plan my spending cause of the frills...thanks all for the suggestion. Anyway, Membership points sometimes can be converted to Treat Points during Treat Fair...make no difference...as long as I still can get the Ikhwan Card
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