I think public bank visa signature can

As mentioned, Public Bank Visa Signature is a very good card. 6% cash rebates for dining, grocery, and any online payment, capped at RM60 though.
Since you have WISE maybe can continue to use it for Petrol and stuff, but I heard they changed the policy to have minimum 2k spending for rebates?
Petrol rebate card without any funny terms and conditions would be Citibank Cashback card at 5% rebate any petrol station any day.

I am also looking for cards for insurance and travel.. so far seems like don't have any good ones

For insurance, currently I am paying using Hongleong Essential at 0.6% unlimited (note that not only insurance, basically everything). Would be great if someone here can suggest a better card for insurance

Just read the terms.. you forgot to stress the important point that the 15% CB is only if you spend more than RM2500 per month on that card..
If spend less than RM1000, get 0.2% XD, though should be quite easy to spend RM1000 after including insurance, can get 5% not bad

Yes, many cards first year annual fee is free anyway, that way you already used almost two years before need to worry about the annual fee. When the time comes just call to waive/cancel it. I ask my wife to apply same card and sub to me after I cancelled it, after two years she will call to cancel then my turn to apply again and sub to her haha.

Lol like one of those cards that give super high percentage of cashback but cap at rm50/month.. cheat people's feelings