1. Annual Income: RM30K to RM36K(Not include fixed allowance)/ RM36K to RM60K (With fixed allowance included) [Not sure whether fixed allowance should be considered in the min. annual income or not and it's gross income right? ]

2. Free Lifetime Annual Fee: A Must.

3. Card required for: Best if Cash back/rebate. Need for petrol, groceries, restaurants and insurance(if have extra cash back).

4. Existing credit cards if any: Nil(first CC).

5. Looking at CC from: Any card that fits me currently looking on cimb cash rebate mastercard and uob vox/one

6. Others: have m2u and cimbclicks

Thanks in advance.

PS: I currently only have 2 months payslips.

This post has been edited by imationyj: Sep 1 2015, 01:11 PM

I have applied for the cimb cr plat online through cimbbank.com.my. If want apply through cimbclicks, it shows that I need to have min annual income of rm60k. and i have only uploaded my 2 months payslip for them. Will they proceed with the application without my IC uploaded yet?

One quick question, the salary considered for the >RM36,000 criteria is based on gross salary or after EPF deduction?

This post has been edited by imationyj: Sep 30 2015, 11:03 AM