Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsRecommendation for Credit Cards V3, Please post according to Format stated.
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 Dec 10 2015, 08:13 AM
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#1
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Senior Member
1,262 posts Joined: Oct 2009  
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1. Annual Income: RM 30k - RM 35k
2. Free Lifetime Annual Fee: Yes! 3. Card required for: Cash back/discounts on shopping, dining, etc 4. Existing credit cards if any: CIMB Petronas (for petrol) 5. Looking at CC from: Not sure 6. Others: None This post has been edited by harizdesu: Dec 10 2015, 08:13 AM |
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Jan 8 2016, 09:50 AM
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#2
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Senior Member
1,262 posts Joined: Oct 2009
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1. Annual Income: RM32k
2. Free Lifetime Annual Fee: Yes! 3. Existing credit cards (if any): CIMB petronas (petrol only) 4. Card required for: Cashback on shopping and Dining 5. Another question: is there any other CC that is better than CIMB petronas for petrol? |
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Jan 27 2016, 04:50 PM
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#3
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Senior Member
1,262 posts Joined: Oct 2009
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1. Annual Income: RM 33,000.00
2. Free Lifetime Annual Fee: Yes! 3. Card required for: Cash rebate for petrol, dining and shopping. 4. Existing credit cards if any: None. 5. Others: Please at least suggest two cards, 1 for petrol and another for shopping and dining that have high cash back respectively. Or all rounder card also okay  |
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Mar 9 2016, 12:44 PM
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#4
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Senior Member
1,262 posts Joined: Oct 2009
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QUOTE(silrave @ Mar 9 2016, 01:23 AM) wow now u say i only know = = then i just apply one for petrol cash rebate only  QUOTE(fruitie @ Mar 9 2016, 01:33 AM) Yes, just apply for Maybank Ikhwan MasterCard. However, Ikhwan has high tendency in rejecting applicants, so make sure you feed them with sufficient income proof and etc. How about cimb petronas?Good luck. |
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Apr 25 2016, 11:12 AM
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#5
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Senior Member
1,262 posts Joined: Oct 2009
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Hi!
i have been using CIMB Petronas credit card for almost 2 years.. i use the card mainly for petrol.. others for shopping and online shopping.. now, i feel like to change to a better card if there is.. i tried apply for UOB One, but got rejected..  |
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Jun 24 2016, 09:21 AM
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#6
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Senior Member
1,262 posts Joined: Oct 2009
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1. Annual Income: rm 32k
2. Free Lifetime Annual Fee: Yes if possible 3. Card required for: cashback for petrol, shopping, dining 4. Existing credit cards if any: cimb credit card 5. Looking at CC from: any bank thanks  |
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Jun 24 2016, 11:30 AM
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#7
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Senior Member
1,262 posts Joined: Oct 2009
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QUOTE(laymank @ Jun 24 2016, 09:23 AM) 1. MBB Ikhwan Mastercard interested on HLB Mach but my application is unsuccessful.. i asked what is the reason, but i think its my annual income.. 2. HLB MACH |
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Jun 24 2016, 12:28 PM
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#8
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Senior Member
1,262 posts Joined: Oct 2009
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QUOTE(fruitie @ Jun 24 2016, 11:41 AM) HLB MACH's income requirement is the minimum income to own a CC - 24k per annum. in the website stated rm36k thou   |
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Jun 24 2016, 02:32 PM
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#9
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Senior Member
1,262 posts Joined: Oct 2009
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QUOTE(fruitie @ Jun 24 2016, 01:36 PM) Aargh. Just checked, looks like they have increased. It was 24k per annum for many many years... haha.. guess i'm late besides HLB Mach and MBB Ikhwan, any other card that u can suggest?.. |
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Jun 24 2016, 02:48 PM
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#10
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Senior Member
1,262 posts Joined: Oct 2009
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QUOTE(fruitie @ Jun 24 2016, 02:41 PM) Based on your needs, these are the two cards which are good. MBB Ikhwan offers 5% rebate on friday and saturday for petrol and groceries.. so, no rebate for dining and shopping isnt it? |
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Jun 24 2016, 04:00 PM
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#11
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Senior Member
1,262 posts Joined: Oct 2009
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QUOTE(laymank @ Jun 24 2016, 03:23 PM) MACH card is the dining card you should get. You can probably try to apply. i applied but unsuccessful |
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Jun 24 2016, 04:17 PM
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#12
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Senior Member
1,262 posts Joined: Oct 2009
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QUOTE(kelvinlzy @ Jun 24 2016, 04:09 PM) Try pledging FD. sorry but what is pledging FD? |
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Jun 27 2016, 08:11 AM
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#13
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Senior Member
1,262 posts Joined: Oct 2009
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QUOTE(cybpsych @ Jun 24 2016, 04:31 PM) put money into FD (fixed deposit) and used as collateral ("pledging") to apply credit card. this method is not recommended: 1) you need substantial amount of money for FD placement, usually min RM10k 2) e.g. RM10k FD cannot be used in case of emergency. 3) remove the FD, card is canceled. QUOTE(kelvinlzy @ Jun 24 2016, 05:19 PM) If you really want the card and cant seems to get it, this is the last resort. wow so many risk, much dangerous.. nvm, i'll just wait until i am eligible  |
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