QUOTE(victorywp @ Jul 29 2015, 11:30 AM)
uob one, mbb ikhwan, cimb cr plat.
cimb cr plat annual 60k right?Recommendation for Credit Cards V3, Please post according to Format stated.
Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards|
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 Jul 30 2015, 10:26 AM
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1,484 posts Joined: Feb 2012  
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Jul 30 2015, 10:30 AM
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#2
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1. Annual Income: RM 32k
2. Free Lifetime Annual Fee: Yes 3. Card required for: Petrol, shopping, bills, online shopping 4. Existing credit cards if any: No 5. Looking at CC from: CIMB Cash Rebate Gold MasterCard Cash back or rewards point, which one more rewarding? my total spending for shopping, bills, petrol for 1 month usually less than 1K only is it possible to collect points from car loan payment? |
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Jul 30 2015, 10:59 AM
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QUOTE(chiahau @ Jul 30 2015, 10:38 AM) Cash back would be better at lower income level. i seePoints hardly can redeem anything unless you are a high spender. For petrol, 2%. For online, 5%. Bills only apply to standing instruction. i google a bit about standing instruction: https://ringgitplus.com/en/blog/Banking-Bas...nstruction.html so the amount has to be fixed n oso have to pay some fee for it? |
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