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Recommendation for Credit Cards V3, Please post according to Format stated.
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SUSfuzzy
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 Jun 21 2016, 05:57 PM
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1. Annual Income: RM180-200k
2. Free Lifetime Annual Fee: Yes, but I don't want those with min spending
3. Card required for: Cash back for everything, air miles or free lounge entries would be even better
4. Existing credit cards if any: UOB One, Maybank 2 Card Plat, CIMB Cash Rebate Plat, Amex Plat
5. Looking at CC from: any bank, but I've identified PBB Visa Sig and maybe RHB WMC
6. Others: Cash back or air miles or free lounge entries
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SUSfuzzy
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Jun 23 2016, 12:01 PM
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QUOTE(bearbear @ Jun 22 2016, 10:47 AM) you need to prioritize what you want. The best card that earn air miles will not get you cash back. The card that give you cash back will not give you air miles or come with shitty miles/RM spent ratio. Best card to earn miles is Maybank 2 Premier For details & compilation of card with best mile earning capability, click on my signature. Priorisation is always cash back because my spending are more on lifestyle items, traveling is not that big of a deal, which is why I said if it comes with a decent miles earning then good, else it is fine. Issue is probably I feel the PBB Visa Sig + RHB WMC might overlap with the CIMB Cash Rebate, M2C Plat and UOB One that I currently have. I'm ready to cancel any of those if it is no longer worth keeping. |
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SUSfuzzy
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Jun 30 2016, 12:07 PM
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QUOTE(greedy5513 @ Jun 30 2016, 11:44 AM) low basic high fixed allowance, annual income is around 160k, went to maybank card center and they told me my basic not eligible for mbb2card platinum. Is that true that they see only basic? Some banks don't consider allowance as a fixed income ... |
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SUSfuzzy
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Jun 30 2016, 05:46 PM
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QUOTE(greedy5513 @ Jun 30 2016, 01:54 PM) Too bad then, time to find a job with higher basic. lol Just ask other bank's CC ... |
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