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 Recommendation for Credit Cards V3, Please post according to Format stated.

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fool1988
post Oct 26 2015, 04:40 PM

On my way
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Senior Member
581 posts

Joined: Mar 2008
From: Singapore / Johor Bahru


1. Annual Income: around RM 100k

2. Free Lifetime Annual Fee: Must

3. Card required for: cash back for petrol, benefit for great eastern or AIA insurance

4. Existing credit cards if any:
UOB One

5. Looking at CC from: any

Introduce me a good credit card that got benefit on insurance and high credit limit, soon will get furniture for my new house and think to do installment for quite lot number of electronic things.
fool1988
post Oct 26 2015, 05:04 PM

On my way
****
Senior Member
581 posts

Joined: Mar 2008
From: Singapore / Johor Bahru


QUOTE(fruitie @ Oct 26 2015, 04:54 PM)
Are you working in overseas? You will need to indicate it. smile.gif
Some banks will calculate SGD 1 = MYR 1 when it comes to income calculation, some will not. smile.gif
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Hi, Yes, noted. Salary is SGD 40k per annual.
fool1988
post May 17 2016, 09:20 AM

On my way
****
Senior Member
581 posts

Joined: Mar 2008
From: Singapore / Johor Bahru


Hi All, I got 4 credit card now but i only plan to left 2, the purpose that i applied so many card previous is to purchase new home furniture with installment. There is still some outstanding balance inside but not an issue, i can clear or balance transfer to the remaining card. But please recommend me which 2 card is worth to kept.

Current cards i have :
1. HongLeong Mach Card
2. Aeon Gold Master Card
3. UOB One
4. Maybank Islamic Platinum Card

Normally i used to Balance transfer or doing installment for some electronic or home appliance. Or other than that will be only used for petrol or retail shopping, hardly used for dinner / movie / entertainment... Isn't wise to use credit card to paid for house installment or car installment? Any benefit to do so? I never tried
fool1988
post May 17 2016, 11:12 AM

On my way
****
Senior Member
581 posts

Joined: Mar 2008
From: Singapore / Johor Bahru


QUOTE(fruitie @ May 17 2016, 10:30 AM)
You can't pay car and house installment with credit cards.

Is your Maybank card the Maybank Ikhwan MasterCard?
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I checked through Maybank2u, my card is Visa Ikhwan Platinum.

Reference Link from Maybank Credit Card

This post has been edited by fool1988: May 17 2016, 11:19 AM
fool1988
post May 17 2016, 11:50 AM

On my way
****
Senior Member
581 posts

Joined: Mar 2008
From: Singapore / Johor Bahru


QUOTE(fly126 @ May 17 2016, 11:24 AM)
Just Convert your Ikhwan Visa Plat. to MBB Ikhwan Mastercard Plat. to enjoy Petrol, Groceries CB...!

http://www.maybank2u.com.my/WebBank/Conversion_new09.pdf
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Hi Bro, what the different for my current Ikhwan Visa and Ikhwan Mastercard?

I now using --> Maybank Islamic PETRONAS Ikhwan Visa Platinium Card-iMaybank Islamic PETRONAS Ikhwan Visa Platinum Card-i

This post has been edited by fool1988: May 17 2016, 11:53 AM

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