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Recommendation for Credit Cards V3, Please post according to Format stated.
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fkinmeng
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 Oct 23 2015, 11:58 AM
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1. Annual Income: RM50k.
2. Free Lifetime Annual Fee: A Must.
3. Card required for: Utilities bills (TNB - RM40/mth, Unifi - RM150/mth), Mobile (Maxis - around RM130-RM140/mth), Groceries (Giant, Tesco - RM100-RM150/mth), Touch N Go Reload (RM100/mth).
4. Existing credit cards if any: UOB One Card, HLB Wise & GSC.
5. Looking at CC from: None.
6. Others: HLB Wise not suitable for me as i cant reach 10x swipe of RM50 each. would prefer a simple cash back card.
thanks.
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fkinmeng
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Oct 24 2015, 12:34 AM
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QUOTE(fly126 @ Oct 23 2015, 06:08 PM) If you don't mind U can have HLB Essential 1%CB on Everthing but NO Petrol Cash back, just nice & simple...  1% kinda little.  no other choices? |
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fkinmeng
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Feb 22 2016, 03:37 PM
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if i'm looking for a card for cash back for basic spending (not petrol or groceries), which card is the best?
ocbc?
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fkinmeng
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Feb 22 2016, 07:17 PM
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QUOTE(Human Nature @ Feb 22 2016, 06:52 PM) application of new watami card is already suspended so, is OCBC 365 MasterCard good enough? 1% of everything? |
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fkinmeng
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Feb 22 2016, 07:23 PM
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QUOTE(Human Nature @ Feb 22 2016, 07:20 PM) It has annual fee...have a look at OCBC GE card only on retail spending, so no rebates for insurance? |
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fkinmeng
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Mar 7 2016, 04:29 PM
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QUOTE(Human Nature @ Feb 22 2016, 07:28 PM) http://www.ocbc.com.my/assets/pdf/Cards/tnc_card_ge2015.pdfClause 5 details the type of eligible transactions. It should come under (i) but maybe check with OCBC for confirmation. Do share with us the answer, I am looking at this card for insurance too. can't be applied online anymore.  |
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