1. Annual Income: RM60K to RM100K (basic 60k, incentive uncertain)

2. Free Lifetime Annual Fee: Prefer free or waive-able unless I do utilize the benefits kao kao

3. Card required for:
Often spends on groceries/retail item (supermarket) (anywhere 5k-10k a month)
Dining or drinking ~ 2k
Petrol ~ RM500
Airticket (usually Airasia) ~ Let's put it at minimum RM1k a month

4. Existing credit cards if any:
Maybank2Card Gold
OCBC Titanium
Stan Chart Business Plat
Citibank Business Plat (cancelling it in 5 minutes)

5. Looking at CC from: Preferable not from Citibank (They spam too much with their insurances product)

6. Others:
I would love to have free access to airport lounge since I travel quite frequently but those card usually have higher than what I earn requirement (120-180k)
What is the best card I can get in rewards/benefit according to my spending behaviour? (All the card I am holding now are practically useless, all their benefits have been removed lol)