Just looking best card to use for paypal with highest cashback. Can anyone recommend any?
Recommendation for Credit Cards V3, Please post according to Format stated.
Recommendation for Credit Cards V3, Please post according to Format stated.
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Nov 29 2015, 10:29 AM
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#1
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Junior Member
31 posts Joined: Sep 2010 |
Just looking best card to use for paypal with highest cashback. Can anyone recommend any?
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Oct 18 2016, 12:14 PM
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#2
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Junior Member
31 posts Joined: Sep 2010 |
Hi sifu and masta here. Please advise. Thanks in advance.
1. Annual Income: RM80-RM90K 2. Free Lifetime Annual Fee: free or with very minimal fee 3. Card required for: mainly for utilities, around RM2k permonth (TNB, SAJ, ASTRO, TELEKOM, UMOBILE, CELCOM) 4. Existing credit cards if any: Nil. 5. Looking at CC from: Need advise. Maximum cashback and saving. |
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Oct 20 2016, 11:21 AM
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#3
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Junior Member
31 posts Joined: Sep 2010 |
QUOTE(fruitie @ Oct 20 2016, 11:16 AM) TNB, SAJ (if is available via online), you can try HLB Wise. Minimum spending of RM 2k for RM 100 cash back. You can add utilities and another category (e.g. groceries, petrol). Free category will be mobile which you can use for your U Mobile and Celcom. Tq boss, I will proceed with HLB Wise, RM100 cashback for RM2k spending quite huge for me, around 5% cashback.As for Astro, you can use CIMB Cash Rebate Plat. Telekom, no credit card gives direct cash back unless you use PBB VS but that requires minimum income of RM 100k per annum. You can pump into HLB Wise as well to make it achieve RM 2k spending per month or you will have to apply an AEON card and pay it via UOBPayOnline/TM Portal. Then, pay back to AEON via PosOnline using CIMB CR but you will be charged with 2.12% service charge. If you want to make your life easier, then just apply a HLB Wise and charge above to the card, you will be guaranteed with RM 100 cash back per month. |
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