Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed

Outline · [ Standard ] · Linear+

 Recommendation for Credit Cards V3, Please post according to Format stated.

views
     
diwan786
post Nov 29 2015, 10:29 AM

New Member
*
Junior Member
31 posts

Joined: Sep 2010


Just looking best card to use for paypal with highest cashback. Can anyone recommend any?
diwan786
post Oct 18 2016, 12:14 PM

New Member
*
Junior Member
31 posts

Joined: Sep 2010


Hi sifu and masta here. Please advise. Thanks in advance.

1. Annual Income: RM80-RM90K

2. Free Lifetime Annual Fee: free or with very minimal fee

3. Card required for: mainly for utilities, around RM2k permonth (TNB, SAJ, ASTRO, TELEKOM, UMOBILE, CELCOM)

4. Existing credit cards if any: Nil.

5. Looking at CC from: Need advise. Maximum cashback and saving.
diwan786
post Oct 20 2016, 11:21 AM

New Member
*
Junior Member
31 posts

Joined: Sep 2010


QUOTE(fruitie @ Oct 20 2016, 11:16 AM)
TNB, SAJ (if is available via online), you can try HLB Wise. Minimum spending of RM 2k for RM 100 cash back. You can add utilities and another category (e.g. groceries, petrol). Free category will be mobile which you can use for your U Mobile and Celcom.

As for Astro, you can use CIMB Cash Rebate Plat.

Telekom, no credit card gives direct cash back unless you use PBB VS but that requires minimum income of RM 100k per annum. You can pump into HLB Wise as well to make it achieve RM 2k spending per month or you will have to apply an AEON card and pay it via UOBPayOnline/TM Portal. Then, pay back to AEON via PosOnline using CIMB CR but you will be charged with 2.12% service charge.

If you want to make your life easier, then just apply a HLB Wise and charge above to the card, you will be guaranteed with RM 100 cash back per month.
*
Tq boss, I will proceed with HLB Wise, RM100 cashback for RM2k spending quite huge for me, around 5% cashback.

Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0632sec    0.78    7 queries    GZIP Disabled
Time is now: 15th December 2025 - 05:36 PM