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Recommendation for Credit Cards V3, Please post according to Format stated.
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ckuanglim
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 Jul 28 2015, 04:22 PM
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1. Annual Income: RM36K to RM60K
2. Free Lifetime Annual Fee: A Must (or auto waived with condition)
3. Card required for: Petrol ~RM500, Groceries ~RM250, Dining ~RM300-600, and other. Cash Back is priority.
4. Existing credit cards if any:
HLB Wise for petrol, dining & mobile to get 10% cash back.
Standard Chartered Visa Gold for insurance.
Citibank Cash Back, UOB ONE, OCBC Ti, for dining and other.
My partner has Maybank2Card and UOB Lady.
5. Looking at CC from: Maybank Islamic MasterCard Ikhwan, HSBC Amanah MPower Visa Platinum, CIMB Cash Rebate Platinum, or any suggestion
6. Others: I am looking for credit card with high cash back to replace OCBC Ti and Maybank2Card.
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ckuanglim
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Jul 30 2015, 10:02 AM
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QUOTE(victorywp @ Jul 29 2015, 03:51 PM) UOB One charge annual fee, right? |
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ckuanglim
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Aug 19 2015, 09:56 AM
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My Ikhwan card application was rejected. I don't have Maybank2card. Can suggest a card for groceries?
I have HLB Wise for petrol and dining.
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ckuanglim
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Aug 19 2015, 01:00 PM
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QUOTE(sms2u @ Aug 19 2015, 10:26 AM) Uob or watami which offer 2% and 3% with condition QUOTE(fruitie @ Aug 19 2015, 10:27 AM) You can try UOB One Plat for 2% groceries. Or apply MACH and choose TrendSetter package for dining - 5%. Then change your HLB Wise package from dining to groceries.  You have to weigh which is more useful to you. Thank you very much for the suggestion. I got UOB One. Need to calculate the rebate whether worth to get MACH. I have a new idea: let my wife to apply for a HLB Wise to cover groceries and utilities. |
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ckuanglim
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Jan 6 2016, 11:52 AM
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QUOTE(shamsay @ Jan 5 2016, 03:39 PM) Which card can use to pay ptptn and get cashback.hehe QUOTE(fruitie @ Jan 5 2016, 05:45 PM) Can use credit card to pay PTPTN? |
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ckuanglim
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Jan 6 2016, 01:28 PM
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QUOTE(fruitie @ Jan 6 2016, 11:56 AM) Yes, apparently for PTPTN only. what do you mean "PTPTN only"? through PTPTN E-FES? This post has been edited by ckuanglim: Jan 6 2016, 01:35 PM |
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ckuanglim
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Jan 6 2016, 01:45 PM
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QUOTE(fruitie @ Jan 6 2016, 01:37 PM) In the sense that PTPTN is a loan and can be paid with credit cards. No loan can be paid with credit card. Not sure because I haven't tried before. I guess it is possible or just walk in to the nearest PTPTN. so we can pay PTPTN using any credit card through PTPTN counter? |
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ckuanglim
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Mar 15 2016, 03:14 PM
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QUOTE(KennethHardy @ Mar 10 2016, 08:42 PM) I have Citi Double Cash Credit Card: $0 annual fee. Earn 1% cash back on purchases, then an additional 1% back when you pay them off. Introductory APR of 0% for 15 months on purchases and balance transfers, and then the ongoing APR of 13.24% - 23.24% Variable . 3% foreign transaction fee. what is Citi Double Cash Credit Card? |
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