Hi there guys, need recommendation on which is the best card to apply now:

1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: A must

3. Card required for: List all your needs: Petrol, Groceries, Phone bill, Insurance

4. Existing credit cards if any: -

5. Looking at CC from: UOB - One card

6. Others: -

thanks