1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: not necessary if it can be waived with condition

3. Card required for: Petrol, Telco

4. Existing credit cards if any: Maybank 2 Cards Gold (RIP), Aeon Watami Visa, AEON New Gold Visa

5. Looking at CC from: not sure

6. Others: My main expenses now are Petrol and Telco. Followed by Pharmacy/Groceries. Maybank 2 Cards has been the only card for the expenses I mentioned but it's worthless now except for occasional Dining.

*Is there any more "hybrid" card besides Maybank 2 Cards (Points + Cashback) and AEON Watami (Cashback + Points) on the market?

Thanks a lot.