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 Recommendation for Credit Cards V3, Please post according to Format stated.

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cfc
post Nov 2 2016, 09:47 AM

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HLB Essential : unlimited 1% for spending > 1%

Can we use Essential card to pay PTPTN at PTPTN office and still get cashback ?
ANyone can confirm this. Thanks.

cfc
post Nov 2 2016, 04:36 PM

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QUOTE(kelvinlzy @ Nov 2 2016, 04:18 PM)
First RM5k is only 0.6%. After RM5k only 1%. For insurance is flat 0.6%.
*
I saw the TnC from essential, it stated excluded govermment payment.
Also got some info from other thread, some PTPTN terminal machine has MCC 9399 (Government Services, not elsewhere classified)
But some has other MCC code, guess have to do some experiment to find out the office machine's MCC

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