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Recommendation for Credit Cards V3, Please post according to Format stated.
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bananayummy
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 Jun 16 2016, 03:47 PM
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Getting Started
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1. Annual Income: 30 K
2. Free Lifetime Annual Fee: YES! no annual fees
3. Card required for: (i) Pay online utilities billls ( TNB, Unifi , Syabas)
(ii) Pay phone + broadband bills ( total of rm140 )
(iii) Petrol (rm50 per pump x 4 monthly)
4. Existing credit cards if any: none
5. Looking at CC from: Maybank 2 Gold Card
6. Others: Main target to collect points and cashback
tq sifus
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bananayummy
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Jun 16 2016, 04:18 PM
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Getting Started
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QUOTE(fruitie @ Jun 16 2016, 03:53 PM) UOB VOX for your utilities bills and phone/Internet bills. Maybank Ikhwan MasterCard for petrol. UOB VOX has monthly charges but can be easily waived with just one transaction (any amount) per month. However, only RM 50 and above per transaction will get cash back. Maybank Ikhwan is free AF but cash back for petrol and groceries only on Fridays and Saturdays. thanks for your advice. May i know if UOB VOX has AF? |
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bananayummy
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Jun 16 2016, 04:43 PM
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Getting Started
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QUOTE(fruitie @ Jun 16 2016, 04:30 PM) It doesn't have AF but it has monthly charges of RM 6, can be waived if you use once every statement cycle for any amount.  seems like the Maybank Islamic MasterCard Ikhwan Gold Card only applied to friday and saturday for 5% rebate |
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bananayummy
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Jun 16 2016, 04:50 PM
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Getting Started
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QUOTE(fruitie @ Jun 16 2016, 04:45 PM) I did mention in my reply above. "Maybank Ikhwan is free AF but cash back for petrol and groceries only on Fridays and Saturdays." sorry didnt notice. thanks alot for the advice. May i know if these card can be use international? |
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bananayummy
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Jun 16 2016, 04:55 PM
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Getting Started
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QUOTE(fruitie @ Jun 16 2016, 04:52 PM) Yes, all cards can be used overseas. For precautions, just call to banks before you go to overseas. I always do that whenever I travel abroad. thanks!  shall do deep review before getting my first CC. |
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