1. Annual Income: RM60K to RM100K
2. Free Lifetime Annual Fee: A Must
3. Card required for:
a. Cashback/rebate, both retail and online
b. Phone + internet + electric bills
c. Petrol
d. Overseas transactions (not a priority but might be good to have the option)
4. Existing credit cards if any: Maybank2Card (Amex + MC)
5. Looking at CC from: none in particular
6. Others: I'm a foreigner.

Thanks in advance!