1. Annual Income: around RM40k

2. Free Lifetime Annual Fee: prefer annual fee waiver, however conditional waiver (excludes minimum annual spending amount) can be accepted too.

3. Card required for: Cover most online transactions, preferably includes airline ticket purchases too.

4. Existing credit cards if any: HLB WISE, UOB ONE, MBB2 card

5. Looking at CC from: CIMB Cash Rebate Platinum MasterCard (not include flight ticket), UOB VOX (AF waiver requirement a bit troublesome, not sure about cash back for flight ticket booking-appreciate if someone can confirm it), PBB Visa Signature (hard to get with my annual income, not sure about cash back for flight ticket booking-appreciate if someone can confirm it)

6. Others: It will be my secondary card which covers most online purchases, preferably including flight ticket purchases.

This post has been edited by akh2920: Dec 16 2015, 03:13 PM

Though 1k monthly spending for a secondary card is quite heavy for me, but thanks for the recommendation i really did overlooked this card when researching for suitable card