Appreciate your input.

1. Annual Income: RM300k

2. Free Lifetime Annual Fee: either this, or waived with monthly swipes.

3. Card required for: mostly foreign currency spending or business usage ( up to 90% belongs to USD spending )

4. Existing credit cards if any: RHB Signature, CIMB Cash Rebate Platinum, Maybank Card 2 Card Platinum, HLB Essential

5. Looking at CC from: Any

6. Others: prefer something with Enrich / Singapore Airlines Krisflyer points

Thank you.

Hey fruitie,

Thanks a lot for all the recommendations, I will opt for M2Premier in this case. Thanks once again

Hi fruitie,

Thanks a lot for the recommendations again, I'd like to stick with a fewer cards right now, for the AmBank cards, which card has a better foreign exchange charges?

The AmBank World MasterCard or the Ambank Visa Infinite?

Thanks once again for your help!

Nothing much for RHB Signature, just 5 complimentary accesses to the PPL.

I've forgotten one important thing, all of my transactions will be 100% online. So the AmBank cards are basically useless. So the Maybank 2 Cards Premier is still what best for me right now, right?

Thanks once again!