1. Annual Income: >50k

2. Free Lifetime Annual Fee: If possible

3. Card required for: cashback big amounts e.g (5k one shot, 6k one shot, sometimes 8-10k one shot)

4. Existing credit cards if any: MBB 2 card

5. Looking at CC from: CIMB Cashback, Hong Leong WISE (already applied, should be approved soon)

6. Others: AEON Watami got rejected, no reason given.

Mostly for insurance (6k per annum), SSPN (6k per annum), online shopping, petrol, utilities, food (rm300 average each per month).

can recommend me for diff card for diff purpose.