Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsRecommendation for Credit Cards V3, Please post according to Format stated.
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 Aug 1 2015, 11:27 PM
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#1
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All Stars
24,335 posts Joined: Feb 2011  
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QUOTE(drazed @ Aug 1 2015, 11:01 PM) Since there is no government tax - I keep my Maybank 2 cards for dining, applied Maybank ikhwan for petrol and grocery cash back and cimb cash rebate card for internet cash rebate. Better go for uob vox for online transactions |
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Aug 2 2015, 09:47 PM
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#2
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All Stars
24,335 posts Joined: Feb 2011
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QUOTE(kobe8byrant @ Aug 2 2015, 09:37 PM) Hi guys Hi,I have 2 cards right now: 1) MasterCard Ikhwan for weekend cashback 5% 2) MU Card for TreatPoints and alcohol purchase which is haram under Islamic card I need a card that can gimme cashback for 1) Weekday petrol 2) Digi and TNB expenditure. Mind helping with recommendation? Thanks Alcohol is no problem. As they track based on MCC code. So eg, if you buy alcohol in Tesco, it will go through and count as groceries.   Weekday petrol - MB VS, HLB Wise, CIMB CR Digi and TNB - HLB Wise, PBB VS Aeon Watami (must spend RM3000 in 4 months to get cashback) |
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Aug 3 2015, 02:00 PM
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#3
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All Stars
24,335 posts Joined: Feb 2011
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QUOTE(HellDevil @ Aug 3 2015, 01:38 PM) Sorry, that is typo. Yes. Ambank true credit card. 3% cashback. Capped at rm30. No admin charges.  yea, i almost forgot cross border charges. But is it all the CC also will charge this fee? Is there other alternative CC other than this 2 cards fall under online category? You can consider AEON Watami 3% cashback. One of the lowest forex rates This post has been edited by Ramjade: Aug 3 2015, 02:01 PM |
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Aug 3 2015, 02:14 PM
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#4
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All Stars
24,335 posts Joined: Feb 2011
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QUOTE(jutamind @ Aug 3 2015, 02:03 PM) I read somewhere that UOB VOX will only pay cash back if transaction is > rm50? Also need to swipe once per month? Yes CB only if >=RM50. Swipe a month to avoid AF.  |
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Aug 5 2015, 09:47 AM
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#5
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All Stars
24,335 posts Joined: Feb 2011
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QUOTE(Are_NeeF @ Aug 5 2015, 08:17 AM) 1. Annual Income: RM40K I think HLB wise. Apply the gold one. Lower Annual fees and same cash back when compare to platinum. Annual fees only RM160 if you can get cashback of RM100/month, even with annual fees, you get about 8% cash back.2. Free Lifetime Annual Fee: yes 3. Card required for: petrol,groceries, utilities 4. Existing credit cards if any: 0 5. Looking at CC from: prefer islamic CC from any bank... 6. Others: Please be specific. Fresh graduate thanks siiifuuuuuu... |
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Aug 6 2015, 11:07 PM
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#6
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All Stars
24,335 posts Joined: Feb 2011
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QUOTE(chris_xi @ Aug 6 2015, 10:53 PM) 1. Annual Income: RM36K to RM60K From what I can see can use ikhwan for petrol and groceries on Fri and sat. 2. Free Lifetime Annual Fee: not necessary if it can be waived with condition 3. Card required for: Petrol, Telco 4. Existing credit cards if any: Maybank 2 Cards Gold (RIP), Aeon Watami Visa, AEON New Gold Visa 5. Looking at CC from: not sure 6. Others: My main expenses now are Petrol and Telco. Followed by Pharmacy/Groceries. Maybank 2 Cards has been the only card for the expenses I mentioned but it's worthless now except for occasional Dining. *Is there any more "hybrid" card besides Maybank 2 Cards (Points + Cashback) and AEON Watami (Cashback + Points) on the market? Thanks a lot. If you are ok with hlb wise AF, it can cover your telco and pharmacy. If you exceed your ikhwan card, can use wise to pick petrol or groceries category. |
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Aug 10 2015, 10:44 AM
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#7
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All Stars
24,335 posts Joined: Feb 2011
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QUOTE(weichai @ Aug 10 2015, 09:24 AM) Hi victorywp, If you earn rm100k, you can apply for maybank vs and public bank vs. Thanks for the recommendation. Sorry, if 3 cards, is it have another card combination for my usage? Thanks Or you can consider hlb wise gold for telco, TNB, petrol. Hlb CB needs swipe min Rm50x10 times Maybank ikhwan for groceries as maybank CB condition is only swipe on Fri and sat. Can consider uob vox for unif pay at TM page. If insurance, dont know. |
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Aug 10 2015, 12:11 PM
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#8
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All Stars
24,335 posts Joined: Feb 2011
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QUOTE(fruitie @ Aug 10 2015, 11:57 AM) For VOX to pay UniFi is still unverified yet, suggest not to recommend things which are not confirmed yet. So far verified is for Streamyx but not UniFi. One forummer called up CS and they told him to get 5% pay through TM page.For insurance, can try Aeon Watami. |
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Oct 18 2016, 09:00 AM
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#9
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All Stars
24,335 posts Joined: Feb 2011
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1. Annual Income: RM60K
2. Free Lifetime Annual Fee: Yes would be better. But OK with paid also 3. Card required for: Towing car/call a mechanic in case it spoil 4. Existing credit cards if any: SCB basic credit card (don't know what basic card is my friend holding) 5. Looking at CC from: Any banks that can fulfilled condtion (3) 6. Others: As a replacement for AAM. |
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Oct 18 2016, 09:11 AM
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#10
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All Stars
24,335 posts Joined: Feb 2011
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QUOTE(laymank @ Oct 18 2016, 09:10 AM) Most, if not all of the car insurance providers, are already providing free car towing service. Alright thanks.I don't think there is a credit card that provide such, at least not to my knowledge. |
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