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 Recommendation for Credit Cards V3, Please post according to Format stated.

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Khrlzmn
post Jul 28 2015, 06:33 PM

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1. Annual Income: RM 32k

2. Free Lifetime Annual Fee: Yes

3. Card required for: Mostly for petrol and shopping

4. Existing credit cards if any: No

5. Looking at CC from: Any bank that can give best advantage (cashback or point)

Looking for my first CC,,,,,,,,



Thank you for the help
Khrlzmn
post Jul 29 2015, 01:02 PM

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QUOTE(victorywp @ Jul 29 2015, 11:30 AM)
uob one, mbb ikhwan, cimb cr plat.
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is it no good if i apply Maybank 2 card??
Khrlzmn
post Jul 29 2015, 01:50 PM

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QUOTE(fruitie @ Jul 29 2015, 01:20 PM)
It was good previously but it will revise its benefits from 1st August onward.
The 5% weekend cash rebate is only applicable for dining via AmEx. Unless you dine a lot during weekends and those places accept AmEx, then MBB2Cards is a better choice.

But well, yet it still has 5xTP which gives about 1.25% return.

That said, your income is below RM 36k, so you are only allowed to have two issuing banks' cards. So, you have to prioritize your usage.
It is better to apply for cards which give you cash back now rather than points.
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Ok, so better go ikhwan la,, i relly not the type that do dining at high price place, better go for petrol and shopping shirt jean and etc... hahaha

This post has been edited by Khrlzmn: Jul 29 2015, 01:51 PM
Khrlzmn
post Jul 30 2015, 04:18 PM

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Usually how long to wait for approval credit card if we register at bank branch?? how long to wait the card arrive if approve??

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