1. Annual Income: RM85k

2. Free Lifetime Annual Fee: A Must or able to waive with points or anything besides cash

3. Card required for: Hotel, Drinking/Pubs (under what category ah?), Petrol and MISC big spending

4. Existing credit cards if any: WATAMI (maxed for misc) PBB VS (maxed for online bills and food), UOB (for petrol but not very efficient due to the 1st come 1st serve basis, want to replace this card), MB2C (not using anymore want to cancel)

5. Looking at CC from: Any except HLB wise and mach ... too complicated and doesn't seem to fit my style

6. Others: Can't max my UOB due to the petrol limit thing, I heard ikhwan is good for petrol? Sorry stupid question is ikhwan only for muslims? Also what card is good for like misc big spending, no category no limit type? Lastly, is there any use for MB2C anymore? Want to cancel liao ...

Thanks sifu ...

This post has been edited by GymBoi: Nov 29 2015, 02:22 AM

Thanks for reply fruitie Looks like now weekday is only 2% =/ No wonder I didn't get full also ... looks like I'll cancel my UOB and convert my MB2C to Ikhwan for petrol ...

Appreciate if anyone else have any comments especially for misc big spendings ... i remember last time when ocbc titanium cut the 5% (yes very long time ago haha) , there is another ocbc card that gives 1.x% (1.2 if not wrong) for all spendings and unlimited ...seems like no more this card?

ikhwan petrol 5% is everyday or weekends only ?

and why ? I had:

UOB ONE
HL Essential
PB visa signature
Watami

Then i got my Wise ... so plan to cancel UOB .... but now just hear watami also want cancel .. so thinking need cancel uob onot ... uob where got any cash back ? besides pharmacy and cinema ?? petrol also so little .. thats y i got wise